Tag Archives: AVC

Dalriada and Smart – do you know why people still invest rubbish AVCs?

I saw this advert and received this invite and accepted. AVCs and small DC pots may be small in value — but their governance, data, and compliance risks are anything but. In this exclusive webinar, Dalriada and expert partners will … Continue reading

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How smart pensions save councils millions

The next time you look at your council tax bill, think about this! Thanks to my friend Shaun Tetley for this article which first appeared in the Management Journal. Portsmouth City Council Save Over £1.3million with Cost-Effective Employee Savings Scheme … Continue reading

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TPR will be “Protecting all Pension Savers”

Times have moved on at the Pensions Regulator and the appointment of a young dynamic lawyer in Nausicaa Delfas looks a step in the right direction. Now the FCA needs to work out just where to target its efforts to … Continue reading

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Public sector worker? Two great ways to boost your pension.

This chart is from LCP’s excellent paper “the ski-slope of doom” which explains that a generation of workplace savers employed in the  private sector  will no longer be getting DB pensions but inferior DC pots (which they will have to … Continue reading

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LGPS AVCs- how can Prudential get it this wrong?

  Shaun Tetley (pictured) who is chair of the CIPP’s Public Sector Specialist Interest Group and an AVC specialist,  has explained to me the problems the LGPS’ 90 pension funds are having with Prudential AVCs. Shaun and I have developed … Continue reading

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GRAXIT! – an open letter to Phil Loney on how he can help solve the GAR problem.

An open letter to Phil Loney – CEO of Royal London Phil You’ve started a good debate on Guaranteed Annuity Rates and how we should manage them in this time of Pension Freedom. Getting out of GAR contracts (GRAXIT) is proving a … Continue reading

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