Agreed - though the contribution rates into private sector DB when we were accruing was often less than deficit payments…
my point is a simple one. Apart from DB pension provision in the U.K. is a disgrace Individual Median Pension…
It's a made up statistic and I'm sure AI would give you a different one but we need to accept…
The value of adviser in terms of outcomes is well documented and quantified The ignorance displayed in this blog hopefully…
Monthly Archives: May 2026
Trusteeship that focuses on maximising people’s pensions – with CDC!
Paul has produced for trustees tempted by CDC a brief outline of the task they face and the people they must please. You can find it here There are a number of people who may be interested in what … Continue reading
CDC as a workplace pension has arrived – says Aon
Aon has issued a statement that suggests that it, unlike the other large consultancies is keen to get on with it and as it did with mastertrusts, get stuck in. This is the company that was driven by Kevin … Continue reading
Forget future austerity where prices rise faster than earnings – even in pensions!
According to the FT , we are about to enter our fourth period when earnings don’t keep up with inflation since 2008. For many people with school economics, we grew up with average earnings being against of real price indexation … Continue reading
Posted in pensions
Tagged austerity, CDC, CPI, dc, Inflation, Pensions, RPI, UK inflation
3 Comments
A green light to drive to the Mansion House with Christos Christou
A first rate meeting of minds this morning at Pension PlayPen. Here is the video. The slides are inside the presentation and feel free to clip if you need them. We are grateful for Christos for giving us his help … Continue reading
Posted in pensions
2 Comments
“Save in ISAs rather than pensions?” Why?
This question is floating around on social media and gave me some thought over the weekend. It follows up an article I wrote about Steve Webb’s comments on the Pension Commission. “Otherwise why bother with pensions? We might as well … Continue reading
Posted in pensions
Leave a comment
Webb says we need the triple lock because private pensions aren’t taking up the strain
Steve Webb isn’t afraid to hold back and though he recognises that the triple-lock isn’t sustainable, he sees no alternative to continuing it right now for people who are ill-served by private pensions. In short, a decent state pension remains vital because … Continue reading
A CFO/Trustee on buying private assets to pay pensions – 10.30 am today
This looks like a lot of fun today (Tuesday 26th) at 10.30 am. Over the weekend I’ve had a lot of fun reading my way through Christos’ comparison of CDC and DC. It’s long and detailed and at time very … Continue reading
Posted in pensions
Leave a comment
L&G – “Who could eat the pensions it’s buying out?” – (Gordon Aitken and TSCS).
This blog looks at analysis of TSCS which explains the implications of UK insurers being sold to American financiers. But more important is the recent loss of Standard Life’s independence and the likely sale of L&G to an American predator. … Continue reading
Winning your league of one- no way to VFM! Self validation can defraud those who pay.
Thanks to Aron Muralidhar for pointing out that what can go on in Canada, can go on in the USA, my point being that benchmarks must be refereed by officials not paid by the team. We long to think that … Continue reading
Wow, a CFO blown away by an analysis of CDC? We have a proper debate here!
Wow!!!! This is the comment of Pension Oldie , known as an accountant , CFO and vintage Pension Trustee. He continues after admitting to have been blown away by Christos Christou’s work of genius Wow! I will need to re-read … Continue reading
Aitken is most concerned with life insurers/assurers. Warren Buffett invested in non-life insurers for their distinctive economics, particularly the investment…