Monthly Archives: November 2025

What Gordon Aitken’s telling the insurers who bulk sell annuities

Posted on November 26, 2025 by henry tapper

I read this and thought – this is what I want to know! Thanks to Gordon Aiken, I can bring you the views of someone who really understand List 2025 and what BPA insurers should do now. Note: These are … Continue reading →

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A budget that can only beat dismal expectations.

Posted on November 25, 2025 by henry tapper

I have just been in a dismal webinar considering the prospects of us having a “good budget”. If I was investing in any sector the “day before”, it would be the manufacturers of razor blades. Expectations for Britain’s autumn Budget … Continue reading →

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LIST;- the 2025 Life insurer stress test (warning insurers named!) Thx Andy Smith

Posted on November 25, 2025 by henry tapper

Andy Smith has provided this excellent take on the “LIST” The PRA has today published the insurer-specific results from the 2025 Life Insurer Stress Test (LIST). While the aggregate picture shows the sector remaining comfortably above regulatory minimums – with … Continue reading →

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“Married woman’s pension” and the upgrade to the state pension since 2016.

Posted on November 25, 2025 by henry tapper

My Mum’s one of these women, perhaps your mother is, watch the video. It is not just Steve Webb at his best (he is consistently at his best) but it tells you why your Mum/Grandma is or was on a … Continue reading →

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What are “pre-retirement” pension strategies targeting these days?

Posted on November 25, 2025 by henry tapper

I am in workplace pensions and am doing my best to avoid the pre-retirement strategies of my two providers, one Nest , the other L&G. But wherever I look at alternatives, I find little coherence. It is obvious what the … Continue reading →

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Budget – have your say on what YOU want; 10.30am today

Posted on November 25, 2025 by henry tapper

From 2028, many pensioners whose sole income is the full state pension may become liable for tax, if the personal allowance threshold remains frozen at £12,570. What is given in state pension will be taken back as income tax. https://t.co/GJhcjdZCTR … Continue reading →

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DC pension won’t it used to be – but some values are for ever – thanks Hymans.

Posted on November 24, 2025 by henry tapper

Kathryn Fleming is here talking about defined contribution pensions. But has DC with its pots and pathways got a future? The answer of course is “yes” so long as it provides value for our money and this service from consultants … Continue reading →

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Let data centres jump the queue for power.

Posted on November 24, 2025 by henry tapper

Data Centres are central to the success of our AI industry and they need power and water. Right now we are short of both where we need it most, where we power the crunching of data – in Britain. This … Continue reading →

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Richard and Bec launch the five secrets of the happiest pensioners

Posted on November 24, 2025 by henry tapper

Richard and I share a lot of things and over the weekend he shared his article with me, Of course Bec Wilson has been featured on this blog and she’s spoken with us at the Pension PlayPen. I hope that … Continue reading →

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“Why are there now 2 levels of state pension, old and new? How is that fair?”

Posted on November 24, 2025 by henry tapper

I heard it first last night  from the great Paul Lewis There will be yet another major(ish) Treasury pre-Budget announcement – this one about state pension – at 1030 tonight (Sunday) I will tweet it with analysis at that time. … Continue reading →

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