"Much better that family homes that don’t meet the needs of families are sold when they become unaffordable to their…
Voiding the IHT on "homes" is an idea so silly that it falls in the category of "Only the Labour…
I believe that Dan suggested that the IHT on pensions will increase the proportion of the population paying IHT from…
Perth, WA | Ledger Firmware Scam Based in Perth, Western Australia, I lost over 7 BTC after following instructions in…
Monthly Archives: October 2024
Innovation in DB – Brightwell making pensions easier.
You are probably bored by my calling for more innovative use of Defined Benefit pensions to help savers exchange pots for pensions. This blog is not about that, it is about the tricky experience of becoming a pensioner after a … Continue reading
When common sense is lost in the technocracy of sport
Twice yesterday I was struck by how we have allowed technology and legal small-print to stand against common sense and sportsmanship. Instance one Bernardo Silva is sent into an offside position to put off the goalkeeper at a corner. He … Continue reading
Posted in pensions
7 Comments
Who pays for a 40% hike in legal rates?
I read this article in the FT aghast. The cost of legal opinion is not exclusive to those who pay the £1,000 per hour legal bills ($2,000 an hour for some US firms “over here”). The cost trickles down to … Continue reading
Everything , everywhere – all at once – is the carrot the stick?
Too much stick and not enough carrot and the donkey won’t move on. When the carrot turns on you with a stick, it gets confusing. I feel confused and that is the problem with the general public. We are tired … Continue reading
Can pension schemes profit from the new for old private equity market?
The secondary market for private equity investments is booming. The FT is reporting on the US market and the impact on US pension funds (note the dollar bills in the illustration. But there is evidence that UK pension funds are … Continue reading
Posted in pensions
4 Comments
After 20 years of planning, Ireland’s auto-enrolment’s still not a pension.
At the end of September, Heather Humphreys, Irish Minister for Social Protection announced that pension auto-enrolment would begin from 30th September 2025. Opportunely, Jerry Moriarty appeared on the VFM Podcast to tell us that he wrote his first proposal for … Continue reading
Sunday morning – John Plender and a song to the moon!
Saturday was one of those blessed days when stars aligned, Yeovil beat Wealdstone away, Bournemouth beat 10 man Arsenal and Eamonn O’Connor’s horse Tamfana finished in the frame in the QE II Stakes at Ascot. But I came down the … Continue reading
What’s going on with Professional Trustees?
There’s a lot of talk about PTs this week as TPR announces its looking into the impact of private equity on the professional Professional Trustees. Several conversations I’ve had with consultants recently have focussed on “scope creep” with consultants worrying … Continue reading
Public voting to protect tax-free cash, the benefit experts fear to lose.
I am surprised to read this from CityWire’s New Model Adviser. The government’s guidance service and the FCA have updated their websites to urge people not to act rashly over their 25% tax-free pension lump sums amid rumours of changes … Continue reading
Posted in pensions
2 Comments
Why is it so hard to get your workplace pension?
Two things Everyone I know who gets the state pension never talks about how they got it People struggle to claim their workplace pension – whether DB or DC. I won’t go on about my experiences of taking DC pensions. … Continue reading
Posted in pensions
3 Comments
NO. Conficasion is bad news whichever way or want to use it. Local councils have far too much power alraedy…