Monthly Archives: May 2024

Why equity release is so important to get right

  I am off this morning to the Equity Release Summit to talk on a plenary panel at 10 am. I’m not speaking as an expert on equity release but as someone who’s Mum’s and sibling’s lives have been made … Continue reading

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An election campaign – witless on pensions

How do we look back on the last five years? Wars, a pandemic, an unnecessary economic crisis – chaos? A change of leader , once , twice , three times , but no change in Government – until July 4th … Continue reading

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Tory wet gets message from above

What a July 4th election amounts to is the first election since 2005 that I expect the Labour party to win. The election is the Labour party’s to lose and Labour are already making excuses for poor economic conditions in … Continue reading

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Paul Estruch explains “Jam today” pension offers

It was a Pension PlayPen of two halves , when Aon’s Paul Estruch explained latest thinking on bridging pensions and pension increase exchanges to the group yesterday. A bridging pension is a pension paid on top of the long-term promise … Continue reading

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Is the Pension Regulator excluded from Smarter Regulation?

Kemi Badenoch has set before parliament a white paper on regulation I had hoped to find out an outsider’s view of the Pensions Regulator but was  disappointed. TPR is not within scope of the recent White Paper. This seems to … Continue reading

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Gove stands firm for leaseholders

.@michaelgove CONFIRMS £250 GROUND RENT CAP In comments to @e_casalicchio earlier, the Levelling Up Secretary bats away media reports of @hmtreasury @Jeremy_Hunt @BimAfolami resisting ground rent reform, saying a £250 cap is going ahead. What about the transition to peppercorn? … Continue reading

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Are bridging pensions the answer to the receding state pension age?

  Today we go again , this time with regular host Steve Goddard back from abroad and myself hopefully a little less conflicted. Paul will be speaking at this session on “The increasing state pension age – Are bridging pension … Continue reading

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Rewrite with AI? Let’s put a stop to homogenised banality!

This is the message I now get when I post an article to Linked In. It is a sign of the times and an unwelcome one. I am not against the use of AI in alleviating the drudge of searches … Continue reading

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Time for pension schemes to exit the bomb-shelter

    I’ve been pointed to a very good article on pension increases by Irwin Mitchell’s Penny Cogher and Harriet Fletcher on discretionary increases. The article was written this January and I suspect that in the meantime, the presumption of … Continue reading

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St Johnstone back from the brink, Partick spared more sorrow!

Perth is a city dear to me, the gateway to the highlands and home to some good pension buddies. I am delighted they are staying up and wish Derek , John and all associated with that fine place – a … Continue reading

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