I suspect you mean that the 2.5% floor won’t be the binding element in 2027? The earnings part of the…
Sorry I didn't intend to post as Anonymous: Peter Cameron Brown
You can find out more on the Stagecoach deal and other innovative alternatives to annuity buy out endgames when John…
The main political problem faced by arguments for abolishing the triple lock is that it doesn’t save any money over…
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Monthly Archives: May 2025
Scottish Widows finds it isn’t getting enough money from savers
Scottish Widows has researched into the UK public’s capacity to pay the bills in later years and has concluded that workplace pensions are key to meeting the shortfall between what people get from the state and what they need to … Continue reading
Too easy – too long – LGPS finds the going’s now tough!
Phil Triggs: Next steps for LGPS after pool merger shock This is a great article and one I don’t want to much more than admire, it’s author- Phil Triggs is the main man in LGPS and he tells things like … Continue reading
Pensioners aren’t into trade talks – they’re after winter fuel allowance
What have the FT’s four top stories got in common? The answer is of course they all involve blockages between major super powers ; – India, UK, US, Canada and Europe are all busy trying to understand future trading and … Continue reading
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Altmann makes £70bn pension give away MATTER to those who invest pensions
Well done Ros Altmann for having the balls to point out what is apparent to all of us, that the tax-payer is offering enormous incentives to companies and savers to build deferred pay for the future. I wish I … Continue reading
Riddaway explains “with profits” slows consolidation and is not CDC
With unusual rapidity we have got the video of Bobby Riddaway ready for sharing and here it is. There is much to enjoy in this excellent presentation and the superb questions from fellow experts. I kept a low profile as … Continue reading
Partick and Union Saint-Gilloise – football and pensions!
Scottish enlightenment This is a blog for my Partick fans Rob Reid and Andrew Young who come from the west side of Glasgow and aren’t caught in the Celtic/Rangers bifurcation. Partick’s first night of a 6 match battle to … Continue reading
The Guardian’s and my pension advice to Reeves .
I was pleased yesterday to read the Guardian article below. The Guardian in its opinion piece on pensions , included a link to something that I wrote last year which you can read again by pressing on the emboldened … Continue reading
The blue actuarial scouse at 10.30 this morning!
This picture of Bobby Riddaway is I think 20 years old and is from the days when Bobby was an investment consultant. We met at Mallowstreet at a time when many of us were setting out. At the time I … Continue reading
Pension Oldie on getting the Bulk Purchase Annuity decision right
Pension Oldie is a veteran of this business and speaks with the authority his moniker grants him. It is another little master piece from someone who clearly has been through annuity purchasing My own personal view is that a bulk … Continue reading
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Ten years on and going strong- Transparency Task Force
The Transparency Task Force was set up 10 years ago with the help of Chris Sier and Con Keating who asked Andy Agethangelou to front an organisation that would promote best practice in financial services. It had its first … Continue reading
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The earnings increases that can now be expected in2027, 2028 and, probably, 2029 are not part of the triple-lock. It’s…