It’s good to see the Pensions Minister sees the problems with pensions like our problems with going to the gym. We know we should get stuck in but…

Learning about pensions is a bit like going to the gym: you know you should do it, you feel guilty for not doing it, but you’re just not sure where to begin.

Here are two big facts about the UK system that everyone needs to know.https://t.co/MSQnuZ4L0I pic.twitter.com/ERWWnPWKRH

— Torsten Bell (@TorstenBell) September 22, 2026

Why? Partly because minimum auto-enrolment rates (5% employee, 3% employer) were never designed to be enough on their own.

Also bc 45% of working-age adults still aren’t saving into a pension, incl the vast majority of self-employed people. More has to be done to help them save.

— Torsten Bell (@TorstenBell) September 22, 2026