It was a great turn out which included a TPR actuary,  DWP’s top CDC man and a former CEO of  the PPF. Adrian Boulding was on the all, on his way to speak at an event where I was broadcasting from. He was great  and so was the rest of the crew we had  at the Pension PlayPen!

This was the question I had recently been asked .

“if CDC provides a better pension than DC, why wait till retirement to start buying a CDC pension?”

Of course there are plenty of providers who agree that CDC is worth buying into at retirement and they’ll be waiting to offer it till legislation and regulation is in place.

Here are the ten slides we’ll be talking to this morning,  can watch us on a video and keep the slides which you can download here

What do you think? Join us for our Pension PlayPen session tomorrow (Tuesday 28th April 2026!)

This is your INVITATION to a Pension PlayPen Coffee Morning

–  CPD is included

It’s Online – it’s on Teams and it’s today on Tuesday 28th April 2026 at 10.30 

Henry Tapper

Chris Bunford

What do the boys believe?

Henry Tapper and Chris Bunford established the Pensions Mutual to offer a workplace pension for employers who want to offer CDC pensions to their staff.

They aren’t interested in arguing about Retirement CDC,  annuities , flex and fix or drawdown. To the boys, these are just variations on the mess we are leaving people who’ve been in workplace savings plans.

Henry and Chris think that CDC is superior to saving into DC pots.  They reckon that building a pension is better than filling a pot.

The employers and unions they talk to agree;   if you have conviction that CDC is a better way to pay people pensions, you should switch to it as soon as it’s available

The boys hope that that will be early next year.