Thanks. "The crucial difference, however, is that the ISA withdrawal is not a loan." As the two article links confirm,…
www.nber.org/system/files/working_papers/w32828/w32828.pdf While there is good evidence for automatic escalation in the US, it is not as powerful as its advocates…
"To what extent do minimum AE contributions need to increase? It would be good if everyone had contributions into DC…
Except they’re not saving into a pension, Minister unless we convert all those pots to CDC and give them what…
Monthly Archives: November 2024
Thoughts on death, tax and pension dashboards
In the Autumn Budget 2024, the government announced several measures to reform Inheritance Tax and deliver what it calls “a fairer and less economically distortive tax treatment of inherited wealth and assets”. This includes a measure to make most … Continue reading
“Money is the root of all evil” – for presidential predictions
l’ve been working hard (too hard) these past few weeks and I try to drop the intensity by listening to podcasts about politics on my buds. I’ve been struck by all the comments about how close the presidential race in … Continue reading
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Ian McKnight – Pension PlayPen – Tuesday morning
I am pleased that Ian has agreed to have a conversation with me on Pension PlayPen next Tuesday at 10.30 online. Readers of this blog can use this link to dial in to the conversation and share their thoughts. … Continue reading
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Whinges from the healthy, whinges from the wealthy.
The surge in short and medium term gilt rates illustrated here are clearly linked to the budget, the market does not like fiscal loosening and despite £40bn of tax-cuts , this was a tax and spend budget. For a fuller … Continue reading
Not a budget for financial inclusion
The cost of employing people on low wages has just rocketed. Few employers should begrudge paying a higher minimum wage but the cost of paying 15% as an employment tax on earnings between £5,000 and £9,100 is £615. This is … Continue reading
I did not find this , Torsten's most impressive work (not sure it was his). But it at least remind…