Monthly Archives: February 2026

White collar -“tax saving” ; blue collar – “retirement fun”

For many people who think a lot about their personal finances, their pension is a convenient safe to hide money from HMRC. This statement is taken from work done by Claer Barrett of the FT on responses to a “how … Continue reading

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The grift economy is going mainstream – at least in America.

2025 was the year the grift economy went mainstream. Are we doomed to repeat it? Hanna Horvath Feb 18, 2026 On January 7th, Chris Hayes taped an appearance on The Late Show at 5:30 p.m. A few hours later, before … Continue reading

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Invest now to win CDC, DC and DB consolidation.

Peter Roos is chief commercial officer at Lumera and his comments in Professional Pensions this week are pretty simple, you cannot avoid investment in administration software if you want to compete as a consolidator “As we have seen first-hand through … Continue reading

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Torsten Bell would make a good Chancellor one day

I don’t spend much time on Twitter but I do follow Torsten Bell. Lately he’s been tweeting a lot about Swansea where he is an MP but occasionally he makes an economic statement that sounds like him and not the … Continue reading

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A proposal for strong DB pensions that worry about fairness

  Let me use a weekend to plant a thought in the heads of those who influence their company’s and their company’s pension’s strategy. By company’s strategy I mean schemes that pay pensions not pots that people can drawdown or … Continue reading

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Is it worth having an intellectual education- or is work the best university

I spent a good part of a morning last week in the FT, talking with journalists about pensions but also about the predicament the children of parents have, once they’ve graduated. It doesn’t surprise me that the paper bemoans the … Continue reading

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Providing pension savers – with help on performance

It is good to see some proper work being done on Value for Money The Times article is here Written by Times Senior Money Reporter Megan Harwood-Baynes Where your pension is invested could mean the difference between retiring as a … Continue reading

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Will US insurers buy out our pensions with recycled Blue Owl private credit?

This is a ramping up of an investment crisis which is growing in the USA but thankfully not in the UK and Europe. Private credit group Blue Owl will permanently restrict investors from withdrawing their cash from its inaugural private … Continue reading

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McPhail; “don’t rely on state pension if you’re young”.

The state pension in its current form is unsustainable, both fiscally and politically. I don’t think it should be scrapped but its inexorable upward increase has to be curbed. Over time, its value should drop back and means-tested post retirement … Continue reading

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Tending wanted growth, weeding where needed; the policy maker’s a gardener

Policy-making as gardening   Policy-makers must be more like gardeners than mechanics says Chris Dillow “Those who cannot remember the past are condemned to repeat it” said George Santayana. Such has been the fate of Sir Keir Starmer, who recently said: … Continue reading

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