I am getting three lessons from Richard Smith; he’s learning from what he’s getting from his pension providers.

As usual, I feel I am on the same page (or should I say screen) as Richard. I follow him down the corridor  into the class room for lesson two.

Break…

And after break it’s back for lesson 3

The delight of social media

A comment from someone who has a healthy grasp of the capacity of technology , Derek Scott has contributed on social media. I’ve included my reply.