Guy phones his boss complaining of flu-like symptoms, boss tells him that’s not pig-flu it’s a hangover. Guy comes into office and infects 20 people. Resulting class action breaches Employer Liability limits- outcome 1000 people out of work permanantly.

Guy phones work and complains fo flu-like symptoms, boss says stay at home. Next day 20 staff are absent as “at risk” from pig-flu.

Company productivity takes a nose-dive, company breaches banking covenants and 1000 people are out of work permanantly.