Category Archives: pension playpen
Why are we not talking about our pensions? An IFA’s view (guest blog)
On 6 April 2015, brand new rules that affect the way UK retirees can access their pension will come into effect. To assist people in generating their retirement income the government has guaranteed free guidance to all retirees, yet a … Continue reading
Posted in pension playpen, pensions, Pensions Regulator
Tagged advice, annuity, Business, Employment, Financial services, Guidance, Pension Wise, pensions
Leave a comment
Why DB pension promises may need a credit rating.
How do you rate the creditworthiness of your scheme’s funding? Trustees of defined benefit schemes now have to properly assess the employer’s ability (and willingness) to fund the promises made to the members of the scheme. The assessment helps them in negotiations with the … Continue reading
Posted in de-risking, defined ambition, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged Alan Rubenstein, annuity, Blog, Business, DB, defined benefit, Defined benefit pension plan, Employment, Guarantee, Insurance, Pension new, pension promise, pension scheme, pensions, ppf, Retirement, the Telegraph
Leave a comment
Let my money go!
I woke up to news that the Pension Play Pen RBS bank account can now be accessed by my iphone using fingertip security. Apparently mobile technology has outwitted clunky old pc technology which makes my thumb all that stands between … Continue reading
Posted in advice gap, Pension Freedoms, pension playpen, pensions
Tagged Bank, digital, fingerprint recognition, I phone, Insurane, pension, Pension Freedoms, Security, Touchscreen
2 Comments
The pernicious power of financial advertising
The incendiary resignation letter from Peter Oborne cites the removal of articles from the Telegraph’s website , claiming the articles went because of pressure from HSBC as a major advertiser. Buzzfeed have the story (and the article( here). I know … Continue reading
Posted in advice gap, auto-enrolment, First Actuarial, Pension Freedoms, pension playpen, pensions
Tagged Advertising, auto enrolment, Aviva, Ease, financial advertising, HSBC, independence, L&G, NOW, NOW Pensions, Peter Oborne, Standard Life
2 Comments
It’s only human nature after all!
It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading
As clear as a frosted window – the IA on charges (again)
The Investment Association (IA) have published another paper as their contribution to the ongoing debate on what the public and their fiduciaries should know about their funds. The paper fails on a number of levels 1. It ignores the fact that … Continue reading
Posted in accountants, advice gap, Fiduciary Management, Financial Conduct Authority, investment, ISA, pension playpen, pensions
Tagged The Investment Management Association, charges, costs, DGF, IMA, Investment Management Association, Transaction costs, transactional costs, Transactions, Value for Money
Leave a comment
“Beware the mastertrust my son!” 6 reasons to be careful
Ok. It may not have jaws that bite or claws that clutch or be quite as frightful as the Jubjub bird, but the mastertrust may be no friendlier than Lewis Carroll’s Jabberwock. This is not a trendy thing to … Continue reading
Posted in Guidance, Payroll, pension playpen, pensions, Pensions Regulator
Tagged DC pension, DWP, jabberwock, Jabberwocky, master trust, master trusts, Mastertrust, NEST, Professional Pesnions, TPR, Value for Money, workplace pensin
1 Comment
Are workplace pensions “risk-free” to employers?
If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading
Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, Canada, CDC, Colin Ripsman, corporate governance, corporate risk, dc, dc pensions, de-risking, decumulation, Defined benefit pension plan, Defined Contribution, Eckler Ltd, Employment, Financial services, Pension new, pension playpen, pensions, Plan sponsors, Retirement, retirement income, Steve Webb, workplace Pensions
Leave a comment
Payroll – the new paymasters?
It is a truth universally to be acknowledged that the man who bills the client is likeliest to get rich. We have got used to insurance companies and advisers controlling the price of our pension savings schemes. But by April … Continue reading
Is NEST best?
Back-slapping all round NEST launched its third Insight into the state of the UK auto-enrolment project yesterday. This was a land grab for AE glory. At the front of the pack was Joanne Segars whose NAPF hosted the event. Hopefully … Continue reading