Category Archives: pension playpen

How low can guidance go?

The FCA have published an important document that sets out to define where guidance ends and advice begins. Thankfully , it’s one you can read without feeling guilty that you aren’t going to answer 150 consultation questions! The FCA has … Continue reading

Posted in advice gap, FCA, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , | 3 Comments

How far can guidance go?

Guidance Technology? I am interested by Guidance Technology, it is at the core of http://www.pensionplaypen.com. As we use it, Guidance Technology narrows down options available to people to a shortlist that is clearly differentiated. For an employer to choose the … Continue reading

Posted in advice gap, consultant, defined ambition, defined aspiration, pension playpen | Tagged , , , , , , , , | 5 Comments

Separation

Can employers nudge staff into drawdown products? Should there be a degree of separation? If so – how can separation be achieved? Continue reading

Posted in pension playpen, pensions, Pensions Regulator, Retirement, workplace pensions | Tagged , , , , , , , , , , , , , , , , | 2 Comments

Haven’t employers done their bit?

Employers have a right to feel put upon. I hear that the Pensions Minister is disappointed that large employers are not interested in delivering pension freedoms to retiring staff. If he believed that employers were prepared to take on responsibility … Continue reading

Posted in advice gap, auto-enrolment, Financial Education, pension playpen, pensions, Pensions Regulator, Politics | Tagged , , , , , , , , , , | Leave a comment

“Collaboration” is not a dirty word

      In this article, I am setting out First Actuarial’s and Pension PlayPen’s auto-enrolment strategy for 2015 and beyond. It is a strategy that sets out to collaborate with not compete with advisers.   Why we chose to work … Continue reading

Posted in accountants, actuaries, advice gap, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , | Leave a comment

How do you like Pension PlayPen’s pitch

Contact us at info@pensionplaypen.co, or andy.walker@pensionplaypen.com or henry.tapper@pensionplaypen.com We would like to hear from you if you are an employer, an accountant, an adviser or run payrolls for a living!

Posted in accountants, Payroll, pension playpen, pensions, Retirement | Leave a comment

Why employers pay no attention to the pension

Darren Say has written a very contentious article that you can read here https://www.linkedin.com/pulse/article/20141203141647-42828632-ae-pensions-insanity Darren opens by repeating three statements on pensions …employers don’t want world class pensions, they just want the problem to comply with AE legislation to be taken off … Continue reading

Posted in dc pensions, pension playpen, pensions, smelly | Tagged , , , , , , , , , , , , | 2 Comments

Why can’t we know what we pay for “fund management”?

We have the right to know what we are paying for funds. The cost of a fund can best be defined as the difference between what you would have received from a theoretical return on the assets in the fund … Continue reading

Posted in FSA, governance, life insurance, pension playpen, pensions, Retirement, steve webb | Tagged , , , , , , , , , , , , , , , | 4 Comments

Tis’ the season to get merry! Pension Play Pen Parties tonight!

  Deck the halls with bells and Holly! Fancy a Carol this Christmas? BEHAVE! Holly and Carol have a particularly hard time at this time . They are decked and sung and  the butt of too many gags. All the best jobs go to … Continue reading

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Going for the “no”.

  I spent yesterday lunchtime in the challenging company of Saul Djanogly , a Rabbi who looks after investment portfolios for those who can’t look after themselves- typically those who have been incapacitated through personal tragedy and find themselves in … Continue reading

Posted in de-risking, Henry Tapper blog, pension playpen, pensions | Tagged , , | Leave a comment