Tag Archives: de-risking

How HMRC passes the buck on Pension Liberation Fraud

The only people who seem to be being dumped on are occupational pension trustees. Continue reading

Posted in pensions, Public sector pensions | Tagged , , , , , , , , , , , , , , , , | 7 Comments

So what’s a good DC pension – Mr Webb?

Britain is taking on a massive enterprise as it looks to universal private pension provision in the corporate sector Continue reading

Posted in actuaries, Australia, auto-enrolment, pensions, Retirement, social media | Tagged , , , , , , , , , , , , , , , | 13 Comments

Insurers find comfort in Boardroom Benefits

Earlier in the week I mentioned I was highly sceptical about corporate wrap platforms. They have become the holy grail for a magic circle of insurance companies whose business models are increasingly focusing on pandering to the boardrooms of fellow corporate … Continue reading

Posted in corporate governance, dc pensions, de-risking, EU Solvency II, Martin Lewis, pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Le Pension Crisis est Arrivé

Image via Wikipedia PWC report today that the value of DC pension pots has fallen by 30% in the last three years. This Telegraph article gives the grim details. This is not a paper loss which can be reversed if markets recover, … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST, OECD, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 7 Comments

Green shield stamps ( how to buy a pension)

Lawrence Churchill of NEST and John Hutton (of the report) spoke eloquently yesterday of the need for people to focus on a desired retirement outcome (for instance;-“I want an income of £15,000 pa”) work out what it takes to get it … Continue reading

Posted in customer service, de-risking, NEST, Retirement, social media | Tagged , , , , , , , , , , , , , , , , , , | 7 Comments

Corporate wraps for the Sunny Uplands ?

Today I’m due to spend all day discovering what the corporate wrap has done for us. Currently I reckon I could sum it up in one word. NOTHING Of course it sounds better with a naughty word but that’ll do. … Continue reading

Posted in corporate governance, customer service, dc pensions, de-risking, pension playpen, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , | Leave a comment

You can’t buy a sausage with a brick

Abe Bacchus, the guy who taught me to sell life insurance in 1984, used this great phrase when a  prospect objected to creating a “capital reservoir” for the future. Of course a geared investment into bricks and mortar over the … Continue reading

Posted in dc pensions, de-risking, NEST, Retirement | Tagged , , , , , , , , , , , , , , | 2 Comments

Pension choices for smaller companies

Smaller companies– those with less than 50 employees are the beating heart of Britain’s economy. It is from among their number that the next Virgin or Tesco will come and though many of them will be toast in ten years … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pension playpen, pensions, Personal Accounts, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | 4 Comments

Yes – things are this bad in DC land!

We all know that equity markets have sent the value of our pension savings into free fall and some people understand that low prospective interest rates mean the amount of pension you can buy from your savings has fallen lower. But did … Continue reading

Posted in annuity, dc pensions, de-risking, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , | 12 Comments

The Regulator, wisdom and the crowd

The Pension Regulator, it needs be said , did not have a good Professional Pension Show. Things started well enough with a keynote speech that laid out its 2012 agenda Get DB solvent Get DC sorted Get Auto-Enrolment in Simples… And that … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, Liability Driven Investment, NEST | Tagged , , , , , , , , , , , , , , , , , , , , | 4 Comments