Tag Archives: corporate risk
“I don’t need a new house – I need an extension!”
I have sympathy with the pension managers of large employers who are being expected to adopt the pension reforms. It is not their job to make Government policies work, rather it is Government’s job to make pensions work- especially … Continue reading
Posted in pensions
Tagged Actuarial science, annuity, At REtirement, CDC, collective, corporate risk, dc pensions, Financial services, pension, Pension Freedoms, pensions, Retirement, Steve Webb
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MAS goes it alone to provide an “at retirement advisor directory”.
The Money Advice Service has been consulting over the past few months on what a Directory of IFAs might look like. This consultation was spurred by the imminent launch of the Guidance Guarantee which will generate requests for financial advice. … Continue reading
Posted in Money Advice Service, pension playpen, pensions
Tagged advice, annuity, Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, Directory, Financial services, Financial Services Authority, Government, Guidance Guidance Guarantee, IFA, MAS, Money Advice Service, pension playpen, Retirement, Steve Webb
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The great pension bank robbery
I give 2 ½ cheers George’s pension package, the “½” being for the complex misrepresented “death-tax” changes which are regressive, complicated and could easily have been dealt with using inheritance tax legislation already in place. I give no cheers … Continue reading
Posted in advice gap, annuity, auto-enrolment, NEST, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Bank, Business, corporate governance, corporate risk, dc pensions, Employment, Financial services, Financial Services Authority, George Osborne, Government, Guidance, National Employment Savings Trust, pension, robbery, spin
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TLAs, the FCA, IGCs & TCF. WTF?
This blog is by Ralph Frank The financial services industry excels at producing Three Letter Acronyms (“TLAs”). One TLA that is likely to become an established part of pension lexicon is ‘IGC’. Independent Governance Committees (“IGCs”) are governance … Continue reading
Posted in auto-enrolment, pensions
Tagged ageing, annuity, auto enrolment, corporate risk, de-risking, FCA, IGC, TCF Acronyms, TLA, WTF
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Why we have no time for “Banker Immunity”.
We have not seen bankers marched in handcuffs from their desks but now it seems we might. The regulators have put-out a consultation paper that seeks to pin accountability on Directors (including non-executive Directors). A good friend of mine … Continue reading
Posted in Bankers, Fiduciary Management, Financial Conduct Authority
Tagged Bankers, Bonus, Business, Business and Economy, corporate risk, Crime, Employment, FCA, Financial services, Financial Services Authority, governance, London, Non-Executive, PRA, Prison, regulation, Treasury, United States
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Don’t get fooled by the phoney pension giveaway
The phoney give-away The most accurate measure for the success of private pensions in the UK is the replacement ratio; a measure of what percentage of people’s pre-retirement income is replaced by savings specifically for retirement. Steve Webb and the … Continue reading
Posted in annuity, Politics, Public sector pensions
Tagged annuity, Business, Business and Economy, CDC, corporate governance, corporate risk, DB, dc pensions, defined benefit, DWP, Employment, Financial services, George Osborne, Government, inheritance, Osborne, pension, pensions, Politics, pooling, Retirement
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What’s that coming over the hill…? NAPF CDC DEBATE #Fail
The NAPF CDC Debate The debate on how we organise our retirement incomes from our pension savings was not progressed at the NAPF’s CDC focussed pension connections meeting last night. A half filled room witnessing a debate between two “Pale … Continue reading
Posted in actuaries
Tagged Actuarial science, annuity, Business, CDC, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, fail, Financial services, Guidance, Hamish Wilson, IGC, John Ralfe, MAS, NAPF, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, pensions, Retirement, Steve Webb, TPAS, trustee
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The best practice approach to choosing a workplace pension
The Pension PlayPen has been asked to outline the research process that lies behind the Factsheets and provider ratings on http://www.pensionplaypen.com . This is the process. The purpose of Pension PlayPen research is To establish the universe of … Continue reading
Posted in advice gap, auto-enrolment, brand, pension playpen, pensions, Pensions Regulator
Tagged annuity, auto enrolment, Business, choose, Choose a Pension, corporate governance, corporate risk, dc pensions, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, Pension Protection Fund, pensions, Society, workplace pension
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