Tag Archives: corporate risk
What should employers do about pensions?
Employers pay pensions – don’t they? It’s baked into the DNA of Government social policy that a part of the welfare system is managed by employers prepared to fund an employee benefit that provides a certain income in retirement. So … Continue reading
How competitive is our private pension system?
We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading
When all else fails – keep on working!
Jeroen Wilbronk is a really good bloke, but I always end up disagreeing with him. He’s one of these smart-arse markets people who has an answer for everytyhing! I’ve known him a few years and have always envied his sunny … Continue reading
Let’s play fantasy CIO at NEST!
NEST has invited all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading
The future of retirement – Pension PlayPen responds to NEST
Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading
“An idealogical inexactitude” – A guest blog by Eamonn O’Connor
As the election season is in full swing, some reflections on the ideological conflict inherent in the pension changes in the air for 2015. From April, we will see the abolition of compulsory annuity purchase and, with it, the introduction … Continue reading
How to create sustainable regulation of workplace pensions
I am not a lawyer, if you want to read a learned discussion on the impact of the various forms of regulation that could apply to financial services, if you want to explore the theory. I suggest you read this … Continue reading
E-Christmas Cards – a very rum idea if you ask me.
What do you do with e-christmas cards? They bother me. “E-Christmas card” is a misnoma, most of these e-thingies seem the product of the thought police who de-risk corporate communications. “Merry” is of course out – a whiff of intoxication … Continue reading
So what’s the point of the DC trustee?
It’s the first rule of trusteeship- if you can’t measure it – don’t trust it. It’s the right of anyone who has their own pension pot to know how much they are paying for the management of their money. … Continue reading