Tag Archives: corporate risk
Investing for drawdown – How L&G are responding to the challenge
Nigel Wilson, L&G’s CEO- recently ran a hang-out to discuss key issues. My question to him, was a bit technical and I’m glad that easier questions were put on the day! I asked what solutions L&G could come up with … Continue reading
Posted in pensions
Tagged Actuarial science, Actuary, corporate governance, corporate risk, customer service, L&G Drawdown, Multi-asset fund
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Should we be trusted with our pension pot?
Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except your defined contribution pension provider may not have adapted its systems yet except you … Continue reading
Posted in pensions
Tagged annuity, Blog, Business, CDC, corporate risk, dc, dc pensions, de-risking, Defined benefit pension plan, Employment, Government, pension, pension freedom, Pension new, pension playpen, pensions, Retirement, Steve Webb
4 Comments
5 good reasons we need a secondary annuity market
I returned from a long walk this morning to a barrage of negativity on twitter. The outrage of the pensions twitterati was reserved for the Government’s pre-budget leak that people will be able to buy and sell annuities as if … Continue reading
Posted in pensions
Tagged annuities, annuity, annuity income, annuity market, bulk annuities, Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial services, George Osborne, Government, Insurers, National Employment Savings Trust, Norris Cole, pension, Pension new, Pension Regulator, pensions, Politics, Ramsay Clegg, Retirement, Steve Webb
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An escape plan for pensioners or pension schemes?
Collectively we are short on immortality Continue reading
An alarming gap in pension regulation
In this world, the best lack all conviction, while the worst are filled with a passionate intensity Continue reading
Posted in auto-enrolment, Pension Freedoms, pension playpen, pensions
Tagged auto enrolment, Business, corporate risk, DWP, employers, FCA, Financial services, Government, master trust, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, Regulator, Retirement, Royal Assent, the Pensions Regualtor, Treasury, workplace Pensions
4 Comments
How challenging? We are IGC
I love it when you get “Pension News” from a lawyer. The latest gem comes from Pinsent Masons, who reveal that the FCA expects Independent Governance Committees to challenge insurance companies. This is what I call a “not news” story … Continue reading
Posted in governance, pensions
Tagged Business, Business and Economy, Charlie, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial services, governance, I am Charlie, IGC, Insurance, National Employment Savings Trust, pensions, Retirement, Steve Webb
2 Comments
Good news from the Regulators
It has been an important week for the regulation of workplace pensions. Not only have the DWP published the rules that govern workplace pensions qualifying to be used for auto-enrolment, but the FCA published – … Continue reading
Posted in pensions
Tagged Business, corporate governance, corporate risk, dc pensions, Employment, FCA, fiduciaries, Financial Conduct Authority, Financial services, Financial Services Authority, fund managers, Government, Independent Governance Committees, Insurance, Investing, Investment, Investment management, National Employment Savings Trust, pensions, Pensions Regulator, Retirement, Steve Webb
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Are workplace pensions “risk-free” to employers?
If you think workplace savings plans are “risk free” to employers – think again; “value for money” changes that Continue reading
Posted in advice gap, Bankers, consultant, dc pensions, Fiduciary Management, First Actuarial, pension playpen, pensions, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, Canada, CDC, Colin Ripsman, corporate governance, corporate risk, dc, dc pensions, de-risking, decumulation, Defined benefit pension plan, Defined Contribution, Eckler Ltd, Employment, Financial services, Pension new, pension playpen, pensions, Plan sponsors, Retirement, retirement income, Steve Webb, workplace Pensions
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Can we afford financial services in times of austerity?
Thomas Philippon , the celebrated economist, gave a lecture on Tuesday Morning as part of London University’s Leading Minds series. The gist of his talk is that the cost of financial services (the collective name for everyone who is an … Continue reading
Posted in FCA, Fiduciary Management, Financial Conduct Authority, Politics
Tagged austerity, Business, corporate risk, DWP, Employment, FCA, financial service, Financial services, Financial Services Authority, financial services industry, Human Resources, Insurance, intermediaries, intermediation, Investing, Investment, Investment management, John Kay, pensions, Retirement, Thomas Philippon, TPR
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How did IFAs end up payroll experts?
In 2011 I started getting interested in payroll. Having read the automatic enrolment regulations it seemed I’d have to if my firm was to help employers. In 2012 and 2013 and 2014 I was named among the top 50 … Continue reading