Category Archives: de-risking
When pensions de-mutualise
When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading
Should we measure pension fees as “risk”?
This is simple measure which makes such fundamental sense that any fool can grasp it. Continue reading
Honest! Open Government in operation!
The word “transparent” is a syllable too long to be “honest”. Continue reading
Bill – get some DC resource into the Regulator now!
Bill, t tPR need a gong-worthy head of DC asap. Continue reading
Better ways to diversify the default.
When people see the jigsaw being put together , we may even get better public confidence in workplace pension schemes – something devoutly to be hoped for! Continue reading
Playpen guru says its all our fault
In an astonishing outburst at today Play Pen London lunch, pedagogue David Hargreaves bit the hand that fed and claimed that the predicament at retirement was down to the financial services industry. Hargreaves, an actuary who trades as the pension … Continue reading
Johnson v Keating ; a pensions heavyweight title fight
There are two documents sitting on my desktop this morning. The first is a paper by Con Keating. Con believes that the best way of providing pensions is collectively through large organisations who are able to offer and keep future … Continue reading
The dam is full – manage the sluices
It can’t be much fun at the ABI these days. The FSA are investigating mis-pricing of annuities, the OFT are studying the distribution insurers use for pensions and just about every consumerist from Gregg McClymont to the NAPF are calling … Continue reading
Taking meaningful investment choices off the shelf
I’m pleased to hear that NEST is planning to explain its investment plans that everyone can understand.I visited their offices last week and spoke with their chief investment officer about this. I hope that as part of this explanation , he’ll … Continue reading
Pensions dead by 2050 – taking the Michael?
The Daily Telegraph, which through Richard Evans has started writing sharp and provocative articles on pensions, came out with a corker just before Christmas. I read it on the beach and nearly choked on my sangria! Here it is in … Continue reading