Category Archives: customer service
Green shield stamps ( how to buy a pension)
Lawrence Churchill of NEST and John Hutton (of the report) spoke eloquently yesterday of the need for people to focus on a desired retirement outcome (for instance;-“I want an income of £15,000 pa”) work out what it takes to get it … Continue reading
Posted in customer service, de-risking, NEST, Retirement, social media
Tagged Book, Collecting, customer service, Cyberbury, de-risking, Fatherhood, Green Shield Stamp, John Hutton, National Employment Savings Trust, NEST, pension, Pension new, Pensions, Recreation, Retirement, Saving, social media, Society, Stamps
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Corporate wraps for the Sunny Uplands ?
Today I’m due to spend all day discovering what the corporate wrap has done for us. Currently I reckon I could sum it up in one word. NOTHING Of course it sounds better with a naughty word but that’ll do. … Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, pension playpen, Retail Distribution Review, Retirement
Tagged Business, Business and Economy, Chevrolet Uplander, corporate governance, customer service, dc pensions, de-risking, European Union, Financial services, Investing, pension playpen, Pension Poverty, Rage against the Machine, Retail Distribution Review, Retirement, Retirement planning, Saving
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Pension choices for smaller companies
Smaller companies– those with less than 50 employees are the beating heart of Britain’s economy. It is from among their number that the next Virgin or Tesco will come and though many of them will be toast in ten years … Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pension playpen, pensions, Personal Accounts, Retail Distribution Review, Retirement
Tagged annuity, Business, corporate governance, corporate risk, customer service, dc pensions, de-risking, Economics, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Poverty, pensions, Pensions, Personal Accounts, Politics, Public Sector Pensions, Retail Distribution Review, Retirement, Small business, Tesco
4 Comments
The Regulator, wisdom and the crowd
The Pension Regulator, it needs be said , did not have a good Professional Pension Show. Things started well enough with a keynote speech that laid out its 2012 agenda Get DB solvent Get DC sorted Get Auto-Enrolment in Simples… And that … Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, Liability Driven Investment, NEST
Tagged annuity, Bill Galvin, bribery act, Brighton, corporate governance, customer service, dc pensions, de-risking, Employment, Fiduciary Management, Financial services, Government, Human Resources, Keynote, Liability Driven Investment, National Employment Savings Trust, NEST, pension, Pension Regulator, Trusteeweb, William F. Galvin
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It’s the legacy, stupid!
If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury
Tagged annuity, corporate governance, corporate risk, customer service, dc pensions, de-risking, Financial services, Hill Samuel, Insurance, Liability Driven Investment, Life annuity, Martin Lewis, moneysavingexpert, pension, Pension Pound, Pension Poverty, pensions, policing, Politics, Scottish Widows, Standard Life, The Pension Regulator, Treasury
6 Comments
The ACA have spoken – the DWP ought to listen
Let’s hope that instead of issuing yet more consultation documents on the policing of the auto enrolment regulations, the Government will , through its key Departments, DWP and the Treasury, start getting us excited about the prospect of this new order. Otherwise this new pension paradigm will degenerate, as its Stakeholder predecessor degenerated, into a fearful, unloved, unadopted and unenforced mess.
Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pensions, Personal Accounts
Tagged annuity, corporate governance, customer service, dc pensions, de-risking, Employment, Financial services, Government, National Employment Savings Trust, pension, Pension new, pensions, Pensions, Persnal Accounts, Personal Accounts, Politics, Public Sector Pensions, Scheme, Tata Consultancy Services, Treasury
15 Comments
There are better ways to de-risk than ETVs
The only pension schemes which you cannot transfer out of are the Basic State Pension, State Second Pension and NEST (yes – odd that a DC plan is in that mix). Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, NEST, Retirement
Tagged bribery act, Cash, Compensation & Benefits, corporate governance, corporate risk, customer service, Daily Mail, dc pensions, de-risking, Defined benefit pension plan, Defined contribution plan, EU Solvency II, Human Resources, KPMG, Liability Driven Investment, Manhattan Institute for Policy Research, NEST, pension, Pension new, Pensions, Politics, Retirement, Society, State Second Pension, Stock market
13 Comments
What NESTCorp is costing us
I wonder why NEST Corp’s own staff pension contributions cannot be accommodated within NEST , saving future member’s the burden of £3.6m pa in interest payments.
Should employers be bothered about their pensioners?
Seems a stupid question to those of us involved in running defined benefit schemes. Pensioners of defined benefit pension schemes are the happy beneficiaries of their companies foresight and generosity in establishing and maintaining that pension. Organisations that have established … Continue reading
Posted in annuity, customer service, dc pensions, Retirement
Tagged annuity, Business, Compensation and Benefits, customer service, dc pensions, Defined benefit pension plan, Employment, Financial services, Human Resources, pension, Pension new, Pension Poverty, Politics, Retirement, Society
31 Comments
Culling seals
I have a new phrase in my vocabulary which relates to the activities of financial institutions that take advantage of the inertia of customers. I cannot tell you about the context in which I learned about this phrase as I am … Continue reading
Posted in customer service, dc pensions, de-risking, pension playpen
Tagged Chatham House, Chatham House Rule, corporate risk, Culling, customer service, dc pensions, de-risking, Financial services, Insurance, Open Market Option, pension, Pension new, pension playpen, Pension Poverty, Pensions, Politics, Seal hunting
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