Tag Archives: Pension Regulator

Are employers buying workplace pensions on value or price?

We have started an interesting project looking at the reasons given for choosing a workplace pension. Our sample is those employers who have used http://www.pensionplaypen.com ‘s “choose a pension” tool. For those who don’t know- the tool analyses data input … Continue reading →

Posted in Payroll, pension playpen | Tagged , , , , , , , , , , , , , , | 2 Comments

Understanding the Great Fall of China (in the pub).

While y’all went on holiday, market analysts threw a tantrum , Emerging stock Markets tanked and the Developed Markets went red and green faster than a traffic light. I love writing this stuff, it makes me feel grown up – like I had some job … Continue reading →

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IFAs take the lead in sorting the transfer blockage.

  BIG THINKING Two things I’m really looking forward to in September are threesixty’s two “Big Thinking Days”. One’s in Edinburgh and one’s in London and if you’re going, you;re in for a treat. Threesixty are a pretty pucker outfit (IMO) and … Continue reading →

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Does drawdown need a charges cap for pension drawdown

This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading →

Posted in accountants, advice gap, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Michael Johnson and the Super ISA

This is the latest from tax and pensions supremo – Michael Johnson. Love it or hate it – the pensions ISA or Super ISA as Michael calls it- looks set to dominate our thinking over the next few months   … Continue reading →

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How do you compare pension default funds?

    An old colleague contacted me yesterday with a simple (but great) question. “how do you compare pension default funds”. I can speak on this for First Actuarial, who provide the investment ratings on default funds for the Pension … Continue reading →

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The tricky job of enrolling the self-employed into pensions

The estimate from the Citizen’s Advice Bureau that some 460,000 extra workers are currently missing out on auto-enrolment because employers deem them independently self-employed seems reasonable. When employers conduct a workforce assessment, they generally do so with a cut of … Continue reading →

Posted in advice gap, auto-enrolment, Henry Tapper blog, Politics, Treasury, welfare | Tagged , , , , , , , , , , , , , , , | 4 Comments

Helpless? – and scammers in town!

One of the worst things about doing my job is seeing people being fleeced without being able to do anything about it. I know that Katie Morley feels the same way – I can feel it when she’s writing about … Continue reading →

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Mobilising millions – training employers on AE.

Who is going to mobilise the millions of bosses still to stage auto-enrolment? There are not 1.3m but 1.8m employers in the UK who will need to stage auto-enrolment.Of these , all but around 65,000, more than 1,790,000 employers have … Continue reading →

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Financial advisors need better retirement products

Better products that deliver what they say I had the pleasure of Chris Radford’s company over the weekend. Chris is a consultant to pension providers , a regular at our Pension lunches and someone who thinks about the way ordinary people … Continue reading →

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