Tag Archives: Defined contribution plan

Auto-enrolment ; winners and losers.

Tesco doesn’t seem to be getting too much credit from the DB aficionados who have been perturbed by its attempts to push back retirement ages as part of the new deal.

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Posted in annuity, auto-enrolment, Change, dc pensions, defined aspiration, happiness, infrastucture, pension playpen, pensions, Popcorn Pensions, Retirement | Tagged , , , , , , , | 10 Comments

“Making Pension Charges Clearer” – good on the NAPF

The NAPF, as I’ve mentioned a few times on this blog, are a rather better trade body than you’d expect . Revitalised by Joanne Seagers and Dan Torjussen-Proctor they appear a more progressive member centric organisation than in years gone by. Ambitiously, they … Continue reading

Posted in annuity, auto-enrolment, corporate governance, dc pensions, de-risking, EU Solvency II, pensions, Retirement, social media | Tagged , , , , , , , | 4 Comments

The man from OECD says “guess”

It’s a sobering time for those involved in pensions policy and for those who are trying to advise companies and people in how to organises their finances to meet their retirement income needs. One thing people don’t want to do is guess. They … Continue reading

Posted in annuity, corporate governance, dc pensions, Liability Driven Investment, NEST, OECD, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , | 8 Comments

There are better ways to de-risk than ETVs

The only pension schemes which you cannot transfer out of are the Basic State Pension, State Second Pension and NEST (yes – odd that a DC plan is in that mix). Continue reading

Posted in corporate governance, customer service, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, NEST, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | 13 Comments

DC Trustees still valued but they need to raise their game (via Henrytapper’s Blog)

The Pension Play Pen met for their 21st consecutive lunch on Monday August 1st to discuss whether we still needed DC trustees. Jenny Davidson made the point about her company which had developed all the monitoring tools needed to measure the performance … Continue reading

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DC Trustees still valued but they need to raise their game

The Pension Play Pen met for their 21st consecutive lunch on Monday August 1st to discuss whether we still needed DC trustees. Jenny Davidson made the point about her company which had developed all the monitoring tools needed to measure the performance … Continue reading

Posted in dc pensions, NEST, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | 11 Comments

General Melchett revisited

An interesting picture is beginning to emerge which suggests that the subjective satisfaction scores given by schemes in relation to their consultant may be inversely related to the value delivered through default solution design Continue reading

Posted in dc pensions, de-risking, Liability Driven Investment, NEST, pension playpen, pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , | 14 Comments

We can negotiate our DC charges (and it does matter!)

CHARGES ARE ABOUT THE ONLY FEATURE OF OUR PENSION PLAN DESIGN THAT WE CAN CONTROL.

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Posted in dc pensions, NEST, Retail Distribution Review | Tagged , , , , , , , , , , , , , , , , | 3 Comments

The Pension Play Pen on good DC outcomes

The Pension Regulator has asked us the question and though the questions asked in a rather woolly way, it’s interesting to see what the Regulator it (him?) self considers the main priorities. Appropriate contribution decisions Appropriate investment decisions Efficient effective … Continue reading

Posted in pension playpen, Retirement | Tagged , , , , , , , , , , | 4 Comments

Clearing up a few things about pensions

We may need Superchoice to do our clearing up.

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Posted in NEST, pension playpen, pensions | Tagged , , , , , , , , , , , , , , | 9 Comments