Tag Archives: Defined contribution plan
Auto-enrolment ; winners and losers.
Tesco doesn’t seem to be getting too much credit from the DB aficionados who have been perturbed by its attempts to push back retirement ages as part of the new deal.
“Making Pension Charges Clearer” – good on the NAPF
The NAPF, as I’ve mentioned a few times on this blog, are a rather better trade body than you’d expect . Revitalised by Joanne Seagers and Dan Torjussen-Proctor they appear a more progressive member centric organisation than in years gone by. Ambitiously, they … Continue reading
The man from OECD says “guess”
It’s a sobering time for those involved in pensions policy and for those who are trying to advise companies and people in how to organises their finances to meet their retirement income needs. One thing people don’t want to do is guess. They … Continue reading
Posted in annuity, corporate governance, dc pensions, Liability Driven Investment, NEST, OECD, Retirement
Tagged annuity, Australia, Chile, corporate governance, corporate risk, dc pensions, Defined contribution plan, France, Germany, Liability Driven Investment, National Employment Savings Trust, NEST, OECD, Organisation for Economic Co-operation and Development, pension, Pension new, Pensions, Persnal Accounts, Politics, Retirement, Stock market index, United States
8 Comments
There are better ways to de-risk than ETVs
The only pension schemes which you cannot transfer out of are the Basic State Pension, State Second Pension and NEST (yes – odd that a DC plan is in that mix). Continue reading
Posted in corporate governance, customer service, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, NEST, Retirement
Tagged bribery act, Cash, Compensation & Benefits, corporate governance, corporate risk, customer service, Daily Mail, dc pensions, de-risking, Defined benefit pension plan, Defined contribution plan, EU Solvency II, Human Resources, KPMG, Liability Driven Investment, Manhattan Institute for Policy Research, NEST, pension, Pension new, Pensions, Politics, Retirement, Society, State Second Pension, Stock market
13 Comments
General Melchett revisited
An interesting picture is beginning to emerge which suggests that the subjective satisfaction scores given by schemes in relation to their consultant may be inversely related to the value delivered through default solution design Continue reading
Posted in dc pensions, de-risking, Liability Driven Investment, NEST, pension playpen, pensions, Retirement
Tagged corporate risk, dc pensions, de-risking, Defined contribution plan, Deutsche Bank, Employment, Financial services, Investment, Liability Driven Investment, Mark Jackson, Melchett, Mutual fund, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, Pensions, pensions, Retirement, Saving, The PEnsion Regulator
14 Comments
We can negotiate our DC charges (and it does matter!)
CHARGES ARE ABOUT THE ONLY FEATURE OF OUR PENSION PLAN DESIGN THAT WE CAN CONTROL.
Posted in dc pensions, NEST, Retail Distribution Review
Tagged AMC, Bond duration, Company, dc pensions, Defined contribution plan, Employment, Financial services, Insurance, National Employment Savings Trust, Negotiation, NEST, pension, Percentage, Present value, Retail Distribution Review, Retirement, Total Expense Ratio
3 Comments
The Pension Play Pen on good DC outcomes
The Pension Regulator has asked us the question and though the questions asked in a rather woolly way, it’s interesting to see what the Regulator it (him?) self considers the main priorities. Appropriate contribution decisions Appropriate investment decisions Efficient effective … Continue reading
Clearing up a few things about pensions
We may need Superchoice to do our clearing up.