Category Archives: Treasury

DC Risk sharing aux etats de Jersey

  A year ago I wrote of the NAPF 2010 gig as our train departed Lime Street. I’m writing as my train pulls out of Piccadilly-Joanne may be aboard. I hope she’s not bought another first class ticket as this train has been … Continue reading

Posted in annuity, EU Solvency II, mallowstreet, pension playpen, Retirement, Salford Quays, Treasury | Tagged , , , , , , , | 14 Comments

Ah- Vested Self Interest – that’s alright then!

We have a brace of fine headlines this week – Citywire report that Standard Life believe that ISAs should be part of the auto-enrolment mechanism and some SRI peddlar is reported on twitter extolling the need for auto-enrolment to include some seriously socially responsible investment. No … Continue reading

Posted in corporate governance, customer service, dc pensions, de-risking, Liberal Democrats, NEST, pensions, Retirement, Treasury, twitter | Tagged , , , , , , , | 1 Comment

Small businesses wanting to avoid small pensions

In September we sent out 80,000 e-mails to companies in the UK with between 5 and 100 staff, the sort of companies that will be obliged to auto-enrol their staff  between 2014 and 2015 and are today obliged to offer their staff a … Continue reading

Posted in annuity, corporate governance, dc pensions, EU Solvency II, Facebook, NEST, Retirement, social media, Treasury | Tagged , , , , , , , , , , , | 16 Comments

It’s the legacy, stupid!

If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 6 Comments

IFEs not IFAs

If you’ve followed my posts over the past few days, you’ll l know I’ve referred to a debate between advisers, insurers, pension managers and trustees which started out discussing the ethics of incentivizing  enhanced transfer values and has moved toi discussing how and when advice … Continue reading

Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, pensions, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 18 Comments

Who is Christopher Robin?

The act of reading these stories and poems is to step into Christopher Robin’s shoes and embrace a vlue system that has driven the governing class of Britian for two hundred years. You should try it sometime- it really is scary!
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Posted in corporate governance, Nick Clegg, Retirement, Treasury | Tagged , , , , , , , , , , , , , | 1 Comment

Two and a half cheers for UK pensions

The other man’s grass is always greener or so it would seem if you work in the UK pension industry. Over the years we have got used to a succession of overseas dignitaries visiting our shores, speaking at our conferences and … Continue reading

Posted in mallowstreet, NEST, pension playpen, pensions, redington, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Advice where advice is needed

I’ve been reading Aegon’s latest report into Incentives for Saving and the consumer research that backs it up. It makes pretty dismal reading.

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Posted in dc pensions, pensions, Retail Distribution Review, Treasury | Tagged , , , , , , , , , , , , , , , , | 7 Comments

Happiness and harm

Time will tell whether the Coalition Government has created a credible and sustainable system which allows us to measure and understand “government finances and the structure of the State”.

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Posted in dc pensions, NEST, pensions, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Public sector pension debt

How long before the ratings agencies catch up with us and require us to take action over our public sector pension debt? Continue reading

Posted in pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , | 2 Comments