Category Archives: Financial Education
Why we expect insurers to bounce back stronger (from these reforms)
I’ve just read yesterday’s press release from PWC’s Jonathan Howe commenting on the pension reform announced in this year’s budget. “There is no doubt that the changes present very significant challenges to life insurers with a heavy reliance on annuity business, … Continue reading
Posted in advice gap, auto-enrolment, CDC, Financial Education, First Actuarial, Payroll, pension playpen, pensions
Tagged Actuarial science, Business, dc pensions, Defined benefit pension plan, DWP, Financial services, Government, National Employment Savings Trust, pension, pension playpen, pensions, Retirement
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Think first – sell later
Think first – sell later- a dictum to be followed in the next 12 months Continue reading
“What’s it like to be retired?”
It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading
Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb
Tagged annuity, Defined benefit pension plan, DWP, Employment, Financial services, Human Resources, ILC, Insurance, Investment, Life annuity, London, National Employment Savings Trust, pension, Pension Poverty, Pension Protection Fund, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, SDAI, Society, Steve Webb, United States, University of Bristol
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Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying).
Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying). Continue reading
Posted in auto-enrolment, Bankers, brand, Farefail, Financial Education, First Actuarial, FSA, hedge funds, infrastucture, investment, London, Management, middleware, NEST
Tagged AMC, Business, Business and Economy, charges, costs, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, NEST, pension, Pension Regulator, pensions, Retirement, Steve Webb, TER, Total Charge
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Getting use to managing pensions ourselves
The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading
The politics of pensions – how the landscape has changed since 2010.
Let us hope that the head of steam that has been built up since 2010 can be maintained.
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What a charge cap would mean for insurers
the Embedded Value write offs if the cap comes in at 0.5% will be in the £bns Continue reading
It’s not a capacity crunch it’s a traffic jam
the nature of the problem changes but the scale of the problem remains the same Continue reading
The true and fair way to “cost” your investments
This machine will increase competition, drive out inefficiencies and increase respect for managers (with an eye to costs ) Continue reading
Working for the clampdown?
“what are we going to do now?” Joe Strummer asked in 1979. Are we still working for the Clampdown? Continue reading