Category Archives: Financial Education

PlayPen votes for target date funds in action-packed lunch

Posted on April 8, 2013 by henry tapper

In one of the noisiest and most passionate lunches we’ve ever had the playpen voted 15-7-3 for TDFs vLifestyle with 3 spoilt votes from the “we don’t do default” gang. This was a lunch where we were pretty well split between … Continue reading →

Posted in auto-enrolment, de-risking, Financial Education, pension playpen, pensions | Tagged , , , , , , , | 4 Comments

“Stick or twist” for the lifecos.

Posted on April 1, 2013 by henry tapper

It is hard for the insurers to twist because they think the dealer’s against them. Continue reading →

Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media | Tagged , , , , , , , | 21 Comments

Taxpayer subsidy for public service pensions to double over 6 years

Posted on March 29, 2013 by henry tapper

This is an article from Michael Johnson. I agree with the numbers but I’m not so sure about the sentiment that lies behind it. As a nation we can afford anything if we chose to prioritise the spending and we … Continue reading →

Posted in Financial Education, First Actuarial, pensions, Public sector pensions, Royal Mail, smelly | Tagged , , , , , , , | 8 Comments

Paying as you earn; the best way to save

Posted on March 29, 2013 by henry tapper

Monday will see the start of the benefits changes that will climax in the full introduction of the Universal Credit in a year’s time. This is not an article about these changes. But it takes it kicks off from a brilliant … Continue reading →

Posted in Change, dc pensions, Financial Education, Martin Lewis, Payroll, pension playpen, pensions, St Paul's, Trades Union Congress, wonga | Tagged , , , , , , , | 19 Comments

Interesting….spin is self-defeating

Posted on March 28, 2013 by henry tapper

every time we say one thing and mean another, we are creating distrust in the person who we are talking or writing to Continue reading →

Posted in brand, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, poetry | Tagged , , , , , , , | 7 Comments

When pensions de-mutualise

Posted on March 10, 2013 by henry tapper

When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading →

Posted in actuaries, auto-enrolment, de-risking, defined aspiration, Financial Education, First Actuarial, John lewis, Liability Driven Investment, Management, pensions | Tagged , , , , , , , | 6 Comments

How the banks try to f*ck us – and how we deal with them

Posted on March 10, 2013 by henry tapper

It’s Sunday morning and I am reading a poem written around 1936 by Ezra Pound. It is about Usury , in this context the bad practice of the Medici Bank which Pound claimed screwed up the great artistic achievements of medieval … Continue reading →

Posted in economics, ezra pound, Fiduciary Management, Financial Education, Fred Goodwin, governance, happiness, pensions, poetry, Popcorn Pensions | Tagged , , , , , , , | Leave a comment

Tomorrow’s problems today..the OFT on pensions

Posted on March 9, 2013 by henry tapper

Answers on an e-postcard to http://www.oft.gov.uk/OFTwork/markets-work/pensions Continue reading →

Posted in auto-enrolment, Financial Education, pensions, Popcorn Pensions | Tagged , , , , , , , | 10 Comments

Cobblers shoes – how an adviser selects a pension for its staff

Posted on March 2, 2013 by henry tapper

If we can find a pension provider that knows what “good” is, I will be pleased. But I worry whether that may be as much a challenge for us. Continue reading →

Posted in actuaries, Financial Education, First Actuarial, pensions, Retirement, social media | Tagged , , , , , , , | 8 Comments