Tag Archives: Public Sector Pensions
LTA exposes the DC horror-show.
Because I am on holiday, I am reading the Sunday Papers. Someone has bought the Sunday Times which I haven’t read for at least 2 billion years. I’m left with the business pages and two articles by Ian Cowie about … Continue reading
We need a tank to get us across this battlefield!
We must dispel myths we have created and allow to malinger to the detriment of CDC and our pension system. Continue reading
Posted in pensions
Tagged Ann Begg, Business, Business and Economy, CDC, corporate governance, Dame Ann Begg, Defined benefit pension plan, DWP, Employment, Financial services, Government, National Employment Savings Trust, pension, pensions, Politics, public sector, Public Sector Pensions, Retirement, Select Committee, Steve Webb, tanks, ww1
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Will pension freedoms be the death of Defined Benefit?
I thought it was the last supper (or at least the last pension playpen lunch). We had twelve men around the table (no women) and there was sombre expectation as we considered the impact small changes in tax legislation … Continue reading
Posted in advice gap, pension playpen, pensions, Pensions Regulator
Tagged annuity, Business, Con Keating, dc pensions, defined benefit, defined benefit pension, Defined Contribution, Freedoms, Government, last supper, pension, Pension Freedoms, Pension new, pension playpen, Pension Protection Fund, Pension Regulator, pensions, Politics, ppf, public sector, Public Sector Pensions, Retirement, state pension, Steve Webb
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A tax on a tax
Yesterday I wrote about the various Government interventions that employers in the UK have had to cope with. My point was that the employer is increasingly being used as the unpaid agent of the welfare state. Auto-enrolment is one case … Continue reading
E-Christmas Cards – a very rum idea if you ask me.
What do you do with e-christmas cards? They bother me. “E-Christmas card” is a misnoma, most of these e-thingies seem the product of the thought police who de-risk corporate communications. “Merry” is of course out – a whiff of intoxication … Continue reading
“To meet the needs of those in the middle” – what pension consultancy should be about!
The Advert On Tuesday I am sitting on a panel with good friends; Otto Thoresen, author of the Thoresen report; Mathew Arends, Partner at Aon Hewitt, Duncan Buchanan president of the Society of Pension Consultants. The session will be chaired … Continue reading
Posted in actuaries, advice gap, auto-enrolment, dc pensions, defined ambition, drawdown, Payroll, pension playpen, pensions, Retirement
Tagged annuity, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, National Employment Savings Trust, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement
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How much should I spend on retirement?
People get frightened by this question – they shouldn’t! The simple answer is that we all pay into a national pension scheme through national insurance and you can find out what you’re likely to get from the State we completing … Continue reading
Posted in Blogging, Debt, journalism, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Actuarial science, Afford, annuity, Contribute, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Pay, pension, Pension new, pension playpen, Pension Poverty, pensions, Public Sector Pensions, Retirement, Save, Spend
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“Educated beyond their intelligence”
Denis Skinner’s recent gibe at Tory Ministers ,and George Osborne in particular, is brilliant (even if the phrase was coined by another). For me- it will be a defining epithet for the coalition- it sums up the best and worst … Continue reading
Making a buyer’s market for pensions
Organisations such as Which have always charged a subscription for their research. Those prepared to pay a regular monthly amount built libraries of reports which help us purchase everything from groceries to credit cards. Which put its readers in control- … Continue reading
Posted in advice gap, alvin hall, Martin Lewis, pensions
Tagged Business, Buyers, corporate risk, dc pensions, Financial services, Government, Life annuity, Martin Lewis, MSE, National Employment Savings Trust, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, social media, Steve Webb, Which, workplace Pensions
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