Tag Archives: Investing
Let’s fix broken pensions, not start again.
The answer lies in doing things better, not doing things new Continue reading
“Innovation – what innovation?” – Pension PlayPen confounded by DC investments
The 50th London Pension PlayPen lunch took place as ever at the Counting House (attendees listed below). At the opening show of hand six of us could see no great innovation happening in UK DC and three saw “potential” or … Continue reading
Good with food – not so good with money.
The sad events at the Co-operative Bank this year are not the first financial services scandal to hit the Co-operative movements. Less publicised but no less carnal, was the behaviour of the management of Co-operative Insurance Services (CIS) who were … Continue reading
Posted in auto-enrolment, Bankers, Change, club pension
Tagged Business, co-op, Government, Human Resources, Investing, mutual, Pension Poverty, pensions
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At last – a gameplan for annuities
The Financial Services Consumer Panel has published a report into the current state of the UK retail annuity market. It is not a glamorous document, it examines the way the market is working and concludes it it not working very … Continue reading
Do employers have a duty of care to their staff when they retire?
If you take the Daily Express, you will have been reading a series of front page headlines about “rip-off pensions”. Here’s this Thursday’s edition http://www.express.co.uk/news/retirement/423869/Millions-hit-by-scandal-of-pensions-rip-off . The argument is based on some recently released figures “A 65-year-old with average pension … Continue reading
Posted in advice gap, annuity, auto-enrolment, brand, club pension, customer service, dc pensions, pensions
Tagged annuity, Business and Economy, Government, Investing, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension playpen, Pension Protection Fund, pensions, public sector, Public Sector Pensions, Steve Webb
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How safe is my pension?
This is one of the five most commonly asked questions I’ve been asked in my time advising members of workplace pensions in the past 25 years. In that time I have only advised on one scheme where members lost their … Continue reading
Posted in brand, pensions
Tagged Actuarial science, Business and Economy, corporate risk, England, Facebook, Government, Insurance, Investing, London, pension, Pension new, Pension Poverty, pensions, Retirement, Steve Webb
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In a muddle about investment management fees
It is a truth , universally acknowledged, that the more money you make, the less inclined you are to tell people how you made it. Continue reading
John Kay has not left the room.
I had read Professor John Kay‘s Review of UK Equity markets and long-term decision making but it wasn’t till I heard him speak yesterday that I “got it”. Kay’s concern for the state of the UK financial services market goes much … Continue reading
Posted in Bankers, governance
Tagged Business, Employment, finance, Financial services, Investing, John Kay, John McKay, Scotland Tonight
2 Comments
Why target date funds have been slow to catch on
with all the headwinds in the favour of TDFs and against Lifestyle it’s hard to see why insurers aren’t switching to TDFs Continue reading
Posted in actuaries, advice gap, annuity, auto-enrolment, governance, investment
Tagged BlackRock, Funds, Investing, Lifestyle, Mutual fund, SHPS, Target date fund, United States
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The true and fair way to “cost” your investments
This machine will increase competition, drive out inefficiencies and increase respect for managers (with an eye to costs ) Continue reading