Tag Archives: Insurance

“What’s it like to be retired?”

It could be the trending chant at any event that Alex Ferguson turns up to – a taunt to a man who having lost control has seen slump into mundanity in a few short months. Financial wellbeing in later life … Continue reading

Posted in annuity, auto-enrolment, Bankers, Facebook, Financial Education, First Actuarial, pension playpen, pensions, Popcorn Pensions, Public sector pensions, steve webb | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Too big to worry about – what’s should we do about State Street?

I wrote yesterday about State Street’s £22.9m fine from the FCA for stealing $20.2m from 6 large clients.  Whether this was all the money stolen or whether these were the clients who they found out about is not mentioned. We’ll … Continue reading

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The ABI’s 10 problems with CDC – with 10 answers!

The ABI have 10 problems with Steve Webb’s collective DC plan, articulated as follows by Huw Davies , their  Director of Policy. As usual his is a constructive  outcome focussed argument as you’d expect  from an organisation devoted to making the lot of Britain’s … Continue reading

Posted in CDC, Change, pensions, Retirement | Tagged , , , , , , , | 4 Comments

Let’s fix broken pensions, not start again.

The answer lies in doing things better, not doing things new Continue reading

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Getting use to managing pensions ourselves

The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading

Posted in brand, Change, Financial Education, First Actuarial, pension playpen, pensions | Tagged , , , , , , , , , , , , | Leave a comment

Can TISA hit out on pension transfers.

Who knows, we might even have pot follows member one day. Continue reading

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Guaranteeing second rate outcomes is not ambitious!

Let’s get the issue in focus; defined ambition is not about giving people certainty about their pension savings, it is about being more ambitious about the outcomes they get for saving. For employers who are prepared to make a pension promise, we … Continue reading

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At last – a gameplan for annuities

  The Financial Services Consumer Panel has published a report into the current state of the UK retail annuity market. It is not a glamorous document, it examines the way the market is working and concludes it it not working very … Continue reading

Posted in advice gap, annuity, auto-enrolment | Tagged , , , , , , , , , , , | 2 Comments

Why bother to save? – Invest instead!

What this policy is about is getting people to invest in real assets for the best interests in society Continue reading

Posted in annuity, auto-enrolment, Bankers, Change, club pension, Management, Mark Carney, pensions, social media, workplace pensions | Tagged , , , , , , , , , , , , , , , , | Leave a comment

How safe is my pension?

This is one of the five most commonly asked questions I’ve been asked in my time advising members of workplace pensions in the past 25 years. In that time I have only advised on one scheme where members lost their … Continue reading

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