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Tag Archives: de-risking
De-risking strategy found in pocket of comatose trustee
The Pension Plowman rifling through the pockets of a trustee lying in the gutter following an all night pension celebration , has found too documents, the first a copy of Corporate Adviser the full text of which can be … Continue reading
Protecting against losses is not the same as generating a profit – guest blog from Ralph Frank
The Swiss National Bank’s (“SNB’s”) decision to abandon the currency ceiling of the Franc relative to the Euro has drawn attention to risk management and hedging. The losers from the SNB’s actions, including retail leveraged trading platforms, investment banks … Continue reading
Crushed by falling bond yields – great guest blog by Ralph Frank
Mainstream assessments of the state of investment markets tend to focus on the equity market. The level of the FTSE 100, S&P 500, Dow and/or Nikkei is deemed to be an indicator of the health of savers’ investment portfolios and/or … Continue reading
Posted in actuaries, Bankers, CDC, defined aspiration
Tagged Actuarial science, Actuary, annuity, Aviva, Bank of England, Blog, de-risking, Gilt yields, gilts, pensions, Ralph Frank
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Let’s play fantasy CIO at NEST!
NEST has invited all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading
The future of retirement – Pension PlayPen responds to NEST
Why Pension PlayPen is responding Pension PlayPen is reluctantly responding to NEST’s consultation; reluctantly as we have been asked these questions before in a number of different guises. The report is long and so is this response. We are … Continue reading
Posted in pensions
Tagged Actuarial science, annuity, auto enrolment, Business and Economy, CDC, corporate governance, corporate risk, dc pensions, de-risking, Financial services, Government, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, pensions, Retirement, Steve Webb, twitter
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“An idealogical inexactitude” – A guest blog by Eamonn O’Connor
As the election season is in full swing, some reflections on the ideological conflict inherent in the pension changes in the air for 2015. From April, we will see the abolition of compulsory annuity purchase and, with it, the introduction … Continue reading
Posted in pensions
Tagged Business, Business and Economy, CDC, city noble, corporate risk, dc pensions, de-risking, Eamonn O'Connor, Financial services, NEST, Pension Freedoms, pensions, Retirement, Steve Webb
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What’s this about selling your annuity?
Steve Webb’s latest idea that the Government will encourage the sale and purchase of life annuities is not as crazy as it sounds. Indeed the practice is commonplace in the USA where many court awards are granted as an income … Continue reading
Labour’s drawdown cap – right idea- wrong execution
Labour is calling for a cap on drawdown charges from April 2015. It is easy to see why. Currently there is a false market for drawdown with many customers paying as much as 4% pa for the management of their … Continue reading
Posted in drawdown, DWP, pensions, Retirement
Tagged Business, CAP, dc pensions, de-risking, Employment, Gregg, Gregg McClymont, Insurance, Labour, Labour policy, Pension Drawdown, Pension new, pensions, Retirement, Steve Webb
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Cass calls on fund managers to be paid on results.
Dr Nick Motson of Cass Business School has issued another broadside at the funds industry who have been dilatory at best in responding to consumer pressure to better align its fees to the value it brings to consumers. … Continue reading
Posted in accountants, advice gap, David Pitt-Watson, dc pensions, pension playpen, pensions
Tagged advice, Business, charges, costs, dc pensions, de-risking, Employment, Fees, fund management, Funds, IMA, Insurance, Justin, Pension new, pensions, Retirement, Transaction costs
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Does Generation X really trust the Internet?
I laugh at my Mum who goes to Shaftesbury library to find out what to do. She’s 84 and you’d have thought she’d have learned how to use an iphone by now. I mean my 17 year old kid … Continue reading
Posted in advice gap, Martin Lewis, pension playpen
Tagged advice, Business, de-risking, digital, digital advice, Employment, Financial services, Government, Human Resources, Insurance, Martin Lewis, Paul Lewis, pension, Ros Altmann
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