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Tag Archives: de-risking
Am I being unfairly targeted?
It was all going so well. We’d had a great day working and a great night playing and we’d made it back to chalet 147 at Center parks and were tucked up in bed. But one of our company us was … Continue reading
Steve Webb – a new model politician?
Let me declare an interest, I am a Liberal, born into a Liberal family in a part of the world where Liberalism is the natural opposition to conservatism. Steve Webb is from that part of the world, his … Continue reading
When losing seems like winning- the last post from #thePitch14
We didn’t win but it felt like winning and how it feels to be Rebecca Coates of Properteco (the overall winner) , I’d like to know! It’s a gruelling 12 hour day and if it involves a trip down … Continue reading
Posted in auto-enrolment, pension playpen, pensions, Retirement, the pitch
Tagged #thepitch14, Business, dc pensions, de-risking, Employment, Government, pension, pension playpen, pensions, Pitch, Retirement, the Pitch
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Double vision – a startling new blog from Ralph Frank
The latest Command Paper, ‘Better workplace pensions: Putting savers’ interests first’, has recently been published. This Command Paper follows prior consultations by the Department for Work and Pensions (“DWP”) on charges, transparency and quality standards in workplace defined contribution pension … Continue reading
TLAs, the FCA, IGCs & TCF. WTF?
This blog is by Ralph Frank The financial services industry excels at producing Three Letter Acronyms (“TLAs”). One TLA that is likely to become an established part of pension lexicon is ‘IGC’. Independent Governance Committees (“IGCs”) are governance … Continue reading
Posted in auto-enrolment, pensions
Tagged ageing, annuity, auto enrolment, corporate risk, de-risking, FCA, IGC, TCF Acronyms, TLA, WTF
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The value of regular savings
60 years ago, a revolution happened in the savings industry- it was the “standing order”. The standing order became the “variable direct debit” and people were able to establish regular savings plans which worked like magic, taking money from … Continue reading
How much should I spend on retirement?
People get frightened by this question – they shouldn’t! The simple answer is that we all pay into a national pension scheme through national insurance and you can find out what you’re likely to get from the State we completing … Continue reading
Posted in Blogging, Debt, journalism, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Actuarial science, Afford, annuity, Contribute, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Pay, pension, Pension new, pension playpen, Pension Poverty, pensions, Public Sector Pensions, Retirement, Save, Spend
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I was so much older then (I’m younger than that now)
Thank goodness for kids- kid journalists for a start. There is a gang on young journos who actually give a damn about the pensions they are in and are prepared to engage and educate themselves about what makes for a … Continue reading
“Savers who cash in their pensions face charges of up to 20%”
I repeat the Daily Mail’s headline which is absolutely accurate. I am glad that they did not use the word “penalties” as this implies a non-contractual lock-in being imposed by insurers. This is not what is happening. Insurers are … Continue reading