Category Archives: pension playpen
Pension Freedoms need a Pension Dashboard
Jo Cumbo asks how the Pension Freedoms are bedding down. I don’t have access to the big data of an insurer but I am 54 and am now only six months from my entitlement to blow my savings on whatever I … Continue reading
#WASPI and “the woman’s place”
Today is WASPI day,when the women petitioning parliament (now well over 130,000) get their voices heard. I was asked last night whether or not the petition misleads (thanks Cathe) and yes I think WASPI is weakened by confusion within its … Continue reading
Posted in #WASPI, pension playpen, pensions
Tagged Debate, DWP, Feb 1, house of commons, pension, pensions, Ros Altmann, WASPI
1 Comment
When will I get my state pension? – ask @Savvy_woman
Over the next few days there will be plenty of debate on this question , prompted by the “monstrous regiment of women”, now nearly 100,000, who have signed the “Women Against State Pension Increase” or “WASPI” petition. We are due a … Continue reading
Posted in pension playpen, pensions
Tagged equalisation, pensions, Ros Altmann, SPA, state pension, State Pension Age, WASPI
6 Comments
Auto-enrolment limits – what the DWP aren’t saying!
The DWP’s paper on the Earnings Trigger and Qualifying Earnings Bands(QEB) for auto-enrolment next year is very well written and gives an insight into just how much thought is going into managing the conflicting needs of employers, workers, administrators and…HMRC. … Continue reading
Posted in accountants, auto-enrolment, Payroll, pension playpen, pensions, Pensions Regulator, Treasury, welfare, Workie
Tagged auto enrolment, DWP, HMRC, net-pay, pensions, PLSA, relief at source, salary sacrifice, Tax, tax relief, Treasury
2 Comments
The Nigella Lawson of workplace pensions
I met Hayley Jaggers at a recent Capacity Crunch Conference and linked in with her. We agreed to meet at our Tonbridge offices and we had a business meeting yesterday. She has re-defined my expectation of what can be achieved … Continue reading
Posted in auto-enrolment, pension playpen, pensions
Tagged advice, annuity, auto enrolment, Automatic Enrolment Solutions, Business, Business and Economy, corporate governance, corporate risk, dc pensions, National Employment Savings Trust, Payroll, pension, Pension new, pension playpen, pensions, workplace Pensions
2 Comments
Can the pension insurers win back their customers’ respect?
IGCs are ours to use and not the insurers to castrate. Continue reading
Posted in governance, investment, later life, leadership, Pension Freedoms, pension playpen, pensions
Tagged advosors, Fiduciary, Government, IFAs, IGC, Inurer, pension, Pension Freedoms, Politics, Ros Altmann
4 Comments
TEE(n) – Why would Osborne do anything else?
I was re-reading Steve Webb’s article in the Daily Telegraph where he outlines why he thinks Pensions ISAs would be a disaster. The more I read it, the less I get it. Let’s go back to basics. It is … Continue reading
Posted in Pension Freedoms, pension playpen, pensions, Politics, Public sector pensions
Tagged EET, Michael Johnson, NHS, pensions, tax relief, tax-incentivisation, TEE, TEEn
5 Comments
Asleep at the wheel on net pay – and they want to drive the bus!
The PLSA are making a fuss about SMEs. Small Business Saturday tells me that my small business can get its help – and it’s just round the corner! But I am not convinced, since the launch of Pension Solutions, its … Continue reading
Posted in napf, NEST, pension playpen, pensions, PLSA
Tagged asleep at the wheel, auto enrolment, net-pay, PLSA, relief at source, Workie, workplace pension
1 Comment
“10 years too early, 10 years too late” – CDC stands on on an empty platform
Nearly eight years ago, the Government Actuary ‘s Department produced a paper that effectively killed CDC. It argued that CDC could not be relied upon to deliver benefits with the same certainty as our DB system and that there was no … Continue reading
Posted in advice gap, CDC, Pension Freedoms, pension playpen, pensions
Tagged CDC, DWP, FAMR, Financial literacy, GAD, Pension Freedoms, pensions, Personal emplowement, Politics, Ros Altmann, Steve Webb, Treasury
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How rivers flow
When you are planning a flood defence system, you look at how your rivers flow in normal times. Then you stress test your topography by filling up the rivers in your model, with too much water, you watch to see … Continue reading