Tag Archives: Government

I want my, I want my, I want my IGC…

We need our IGCs and we need them soon! Continue reading

Posted in annuity, governance, investment, pension playpen, pensions, redington, Retirement | Tagged , , , , , | Leave a comment

Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying).

Fund management’s like a car-boot, you’ve got to know what you’re paying (and what you’re buying). Continue reading

Posted in auto-enrolment, Bankers, brand, Farefail, Financial Education, First Actuarial, FSA, hedge funds, infrastucture, investment, London, Management, middleware, NEST | Tagged , , , , , , , , , , , , , , , , , , , | 1 Comment

Time to be clear on what’s a good workplace pension.

We are losing sight of what the charges consultation is about. It is about improving pension outcomes. Continue reading

Posted in advice gap, auto-enrolment, David Pitt-Watson, dc pensions, leadership, Payroll, pensions, Personal Accounts, stock lending | Tagged , , , , , , , , , , , | Leave a comment

Getting use to managing pensions ourselves

The ideas of personal financial empowerment and independent financial advice grew up hand in hand. But they are mutually exclsusive concepts and ill-matched bedfellows. Now that we have the means to do it ourselves, we need to be allowed to. … Continue reading

Posted in brand, Change, Financial Education, First Actuarial, pension playpen, pensions | Tagged , , , , , , , , , , , , | Leave a comment

How much certainty do we need?

Only in the public sector is the security of totally guaranteed income a genuine prospect, the rest of us seem happy to compromise Continue reading

Posted in advice gap, auto-enrolment, pensions, workplace pensions | Tagged , , , , , , , , | Leave a comment

Exploring the cost of ownership – Guest blog from Dr Chris Sier

Introduction The pension fund value chain is overly complex, costly and completely opaque to the end consumer. The Kay Review of UK Equity Markets and Long-term Decision-making (2013) highlighted this. In fact, the total cost of owning (TCO) a pension … Continue reading

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The value of the triple-lock,

No doubt there will be many commentators who will sneer at this promise of Cameron’s. I will not be one of them. Continue reading

Posted in actuaries, governance, pensions, Retirement | Tagged , , , , , , , , , , , , , | 1 Comment

The trusted word

This is the model for what we are doing with Pension PlayPen, an attempt to harness the energy and credibility of a linked in group, the probity of an actuarial practice and the needs of advisers, employers and regulators to see through a great endeavour, the wholesale adoption of funded workplace pensions into our business culture.
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Posted in actuaries, advice gap, Consolation, First Actuarial, Linkedin, mallowstreet, poetry, Retirement, welfare, workplace pensions | Tagged , , , , , , , | Leave a comment

Good with food – not so good with money.

The sad events at the Co-operative Bank this year are not the first financial services scandal to hit the Co-operative movements. Less publicised but no less carnal, was the behaviour of the management of Co-operative Insurance Services (CIS) who were … Continue reading

Posted in auto-enrolment, Bankers, Change, club pension | Tagged , , , , , , , | 1 Comment

Are workplace pensions all the same?

I don’t believe that the majority of the workplace pension providers in the market today are ready to give up on innovation,competition and reputation. Continue reading

Posted in happiness, Henry Tapper blog, pensions, steve webb | Tagged , , , , , , , , | Leave a comment