Tag Archives: regulation

How to create sustainable regulation of workplace pensions

Posted on December 30, 2014 by henry tapper

I am not a lawyer, if you want to read a learned discussion on the impact of the various forms of regulation that could apply to financial services, if you want to explore the theory. I suggest you  read this … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , | 3 Comments

The time to clean up drawdown’s NOW!

Posted on November 26, 2014 by henry tapper

We owe it to ourselves as Pension Professionals to make sure that we treat our customers fairly. Over the past three years we have seen a move to restore confidence in pensions, the RDR, auto-enrolment and the pension freedoms introduced … Continue reading →

Posted in pensions, Retirement | Tagged , , , , , , , , , , , , , , | 5 Comments

The Pension Industry cannot serve two masters

Posted on October 13, 2014 by henry tapper

Pensions are at a crossroads. For 30 years they have been travelling in the direction of the financial services and we could continue that direction of travel. We could turn left and go Dutch or turn right and adopt the American … Continue reading →

Posted in auto-enrolment, dc pensions, NEST, pensions, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

Why we have no time for “Banker Immunity”.

Posted on October 8, 2014 by henry tapper

  We have not seen bankers marched in handcuffs from their desks but now it seems we might. The regulators have put-out a consultation paper that seeks to pin accountability on Directors (including non-executive Directors). A good friend of mine … Continue reading →

Posted in Bankers, Fiduciary Management, Financial Conduct Authority | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

……we have a problem, Brighton.

Posted on July 18, 2014 by henry tapper

Every so often we get asked questions by  people to whom the answers really matter. I’ll leave you to guess who might be asking these ones!     a)Is there really a problem for unadvised small and micro employers to … Continue reading →

Posted in annuity, pension playpen, pensions | Tagged , , , | 1 Comment

Why employers cannot be “provider agnostic” about their workplace pension.

Posted on April 21, 2014 by henry tapper

At http://www.pensionplaypen.com, we are horrified by the slapdash way in which employers are choosing workplace pensions and the complacency of their advisers who seem solely intent on selling payroll and HR middleware. Continue reading →

Posted in accountants, advice gap, pensions | Tagged , , , , , , , , , , , | 1 Comment

Employers can help staff with their money – if only we’d let them

Posted on January 31, 2014 by henry tapper

It’s time companies got their mojo back and got real with staff. Www.pensionplaypen.com helps to do just that. Continue reading →

Posted in auto-enrolment, Henry Tapper blog, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , | Leave a comment

2 cheers for the Regulator’s new clothes

Posted on January 11, 2013 by henry tapper

Not before time, the Pension Regulator is getting to grips with its responsibilities to protect members of UK DC plans. I am pleased that the Regulator is getting involved (one cheer) and I’m pleased that they are concentrating on outcomes (two … Continue reading →

Posted in actuaries, annuity, Australia, auto-enrolment, pension playpen, pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , | 15 Comments

Project managing auto-enrolment

Posted on November 25, 2012 by henry tapper

I received a polite e-mail from a company’s Finance Director yesterday. “I see First Actuarial are offering a project management service for small and medium sized companies staging auto-enrolment in 2014; I’ve got four questions for you 1. Why should I … Continue reading →

Posted in actuaries, auto-enrolment, Payroll, pensions | Tagged , , , , , , , | 3 Comments

Popcorn pensions

Posted on January 10, 2012 by henry tapper

I was sitting in Kentucky Fried Chicken with my friend Mr Peter Shellswell last week. We were eating the salad in case you are wondering. Popcorn chicken and gravy is my fave but we’d decided to be good. Continue reading →

Posted in auto-enrolment, corporate governance, customer service, dc pensions, de-risking, EU Solvency II, Fiduciary Management, mallowstreet, pension playpen, Retirement, social media | Tagged , , , , , , | 11 Comments