Tag Archives: regulation

When we make company pensions compulsory..

My point is that the pensions industry has a once off opportunity to get it right, this is our London Olympics and while we need to have our heads down making sure the infrastructure to make this work is in place, we should take a little time out to celebrate the fact that this “new day” is but a year away (M &S will be auto-enroling this time next year).

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Posted in annuity, corporate governance, dc pensions, mallowstreet, NEST, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , | 11 Comments

Do them a favour – give your older workers a hand!

It is as if a bridge had been built without a ramp from bridge to shore . People have to make their way from bridgehead to safety using their own resources though the cost of completing the bridge is minimal relative to the benefit it would bring. Continue reading

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Buy now while IFAs last?

Commission comes at a cost and a cost that is rarely counted Continue reading

Posted in corporate governance, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , , , , | 13 Comments

Could we find a truly independent financial adviser?

The Playpen met for lunch as they do every first Monday of the month to discuss a question posed to us by Paul Bradshaw- serial entrepreneur and the inventor (according to Alan Smith) of the £50,000 pa PEP. In attendance Bill … Continue reading

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Whose NEST is being feathered?

In everyday speak- the early phase NEST default investment approach is patronising nonsense and its only value is to NEST and Government Continue reading

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Wacky races, corporate governance and Mr Hayward’s boat.

“Brand”,opined my former CEO, “is what we aspire to be, or at least to be seen as being”. I guess this is the actuarial equivalent of “corporate identity” which is the accounting version and refers to what you actually are. Continue reading

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