Tag Archives: regulation
Fanning the faint flame for better workplace pensions
Over the next few weeks, Britain’s various IGCs (and baby IGCs) will be reporting on the state of the insurers and the non-insured SIPP providers from an independent viewpoint. I have berated some of the IGC Chairs for being confused … Continue reading
Posted in pensions
Tagged dc, Defined contribution plan, FCA, governance, IGC, law, Leonard Cohen, Money Purchase, pensions, regulation, TPR
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What has the financial services industry learned from auto-enrolment?
The first lesson that the financial services is learning from auto-enrolment is that consumer purchasing cannot be predicted on the basis of past performance. Continue reading
Posted in pensions
Tagged apprentice, auto enrolment, FAMR, FCA, IFA, on-line, pensions, regulation, robo-advice, Workie, workplace pension
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Should the FCA oversee mastertrusts?
That was the question that was asked by one of the panellists at the launch of the PPI’s “Comparison of the regulatory frameworks for DC pensions. I am listed as one of the people providing input to the production of … Continue reading
Posted in pensions
Tagged auto enrolment, Business, DWP, Employment, enforcment, FCA, Financial services, pension, Pension new, pension playpen, pensions, PPI, regulation, Retirement, TPR
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Ten reasons for the FinTech revolution
This blog, provided by Innovate Finance, takes a step back by providing us with an overview of the traditional financial services sector to determine what exactly has prompted its disruption alongside the rise of FinTech. Below are a few key … Continue reading
Posted in pensions
Tagged digital, Digital connectivity, Financial services, FinTech, Innovate Finance, Regtech, regulation, Smartphone, Technology
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Disruption – is how social media regulates
In the context of Business continuity management, Disruption is an event which causes an “unplanned, negative deviation from the expected delivery … according to the organization’s objectives”. In this blog, I argue that disruption is part of the governance process … Continue reading
Posted in advice gap, auto-enrolment, Payroll, smelly
Tagged Business, Business and Economy, corporate governance, corporate risk, dc pensions, Disruption, Employment, Financial services, negative, pension, pension playpen, Pension Regulator, pensions, Politics, RDR, regulation, Retirement, South West Trains, Steve Webb
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GRAXIT! – an open letter to Phil Loney on how he can help solve the GAR problem.
An open letter to Phil Loney – CEO of Royal London Phil You’ve started a good debate on Guaranteed Annuity Rates and how we should manage them in this time of Pension Freedom. Getting out of GAR contracts (GRAXIT) is proving a … Continue reading
How to create sustainable regulation of workplace pensions
I am not a lawyer, if you want to read a learned discussion on the impact of the various forms of regulation that could apply to financial services, if you want to explore the theory. I suggest you read this … Continue reading
Posted in pensions
Tagged annuity, Business, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, f, FCA, Financial services, pension playpen, regulation, Retirement, Steve Webb, TPR, workplace Pensions
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The time to clean up drawdown’s NOW!
We owe it to ourselves as Pension Professionals to make sure that we treat our customers fairly. Over the past three years we have seen a move to restore confidence in pensions, the RDR, auto-enrolment and the pension freedoms introduced … Continue reading
Posted in pensions, Retirement
Tagged ageing, annuity, auto enrolment, dc pensions, FCA, Gregg McClymont, Labour, pension, pension playpen, Pension Regulator, pensions, regulation, Retail Distribution Review, Retirement, Treasury
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