Tag Archives: Financial services
Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt
A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading
Posted in pensions, Pensions Regulator
Tagged Actuarial science, Actuary, advice, £20bn, Business, corporate governance, corporate risk, de-risking, defined benefit, DWP, Employment, Financial services, first actuarial, Government, member benefits, members, National Employment Savings Trust, pension, pension playpen, pensions, small schemes
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Five things I’d change to help employers with Auto-Enrolment
I spent yesterday with 62 employers , 1 of whom had staged auto-enrolment (a small employer in the June 2015 trial). As I listened to questions and talked with my friend at the Regulator who was co-speaker, I tried to … Continue reading
Why Corbynism is radical (and what it means for pensions)
The most tweeted action of Corbyn’s first 24 hours as Labour leader was to choose to go to a constituency engagement rather than go on the Andrew Marr show. For Labour apparatchnick schooled in two decades of Blairite PR and … Continue reading
Posted in consultant, pensions, Pensions Regulator, Politics
Tagged advice, Andrew Marr, British politicians, Chris Siers, Con Keating, corporate risk, David Pitt-Watson, dc pensions, Financial services, George Kirrin, Government, Hilary Salt, Jeremy Corbyn, John Mcdonnell, Labour, Labour leader, National Employment Savings Trust, pension, Pension new, pension playpen, Pension Regulator, pensions, Retirement, Ros Altmann
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How Pensions are getting fairer.
I was speaking with a Scottish friend , an academic and one of the few politicians I know who was brought up without a lot of money in the family. I had to phrase that carefully, for when I first wrote … Continue reading
Posted in pensions, Pensions Regulator, Ros Altmann
Tagged auto enrolment, Business, Employment, Financial services, Government, National Employment Savings Trust, occupational pension schemes, pension, Pension new, Pension Protection Fund, Pension Regulator, pension scheme, pension schemes, pensions, Retirement, short-service, Tax
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What exactly is a pension dashboard?
At yesterday’s session of the DWP select committee there was consensus that a pensions dashboard is a good idea. Curry: Pensions dashboard has worked internationally & the technology exists for it to happen. — Josephine Cumbo (@JosephineCumbo) September 7, 2015 Fritz: … Continue reading
IFAs take the lead in sorting the transfer blockage.
BIG THINKING Two things I’m really looking forward to in September are threesixty’s two “Big Thinking Days”. One’s in Edinburgh and one’s in London and if you’re going, you;re in for a treat. Threesixty are a pretty pucker outfit (IMO) and … Continue reading
Does drawdown need a charges cap for pension drawdown
This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading
Posted in accountants, advice gap, pension playpen, pensions
Tagged Business, CAP, charges, Drawdown, DWP, Employment, Financial services, flexible drawdown, Government, National Employment Savings Trust, pension, Pension new, Pension Regulator, pensions, Politics, Public Sector Pensions, Value for Money
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The markets are back but the damage is done.
There are those who thrive on the ups and downs of the stock market; high frequency traders take fractional advantage of moves up and down and like wind farms, make most when it’s stormy. You can buy and sell this … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, CDC, China, collectives, corporate governance, corporate risk, damage, dc pensions, Defined benefit pension plan, Financial services, Government, income drawdown, Paul Lewis, Pension new, pension playpen, pensions, Retirement, The Great Fall of China
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How do you compare pension default funds?
An old colleague contacted me yesterday with a simple (but great) question. “how do you compare pension default funds”. I can speak on this for First Actuarial, who provide the investment ratings on default funds for the Pension … Continue reading
Posted in pensions
Tagged annuity, Apples and pears, auto enrolment, Business, CDC, choose, Choose a Pension, compare, dc pensions, default, FCA, Financial services, Investment, investment consulting, National Employment Savings Trust, NEST, pension, pension default, Pension new, pension playpen, Pension Regulator, pensions, Retirement, workplace pension
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