The foundational social contract of UK pensions was established under a clear compact: Exempt-Exempt-Taxed (EET). Savers agreed to sacrifice current…
We have to remember that from society's point of view, DC pension pots are the most inefficient way of providing…
[…] Yesterday morning I posted the Times article deriding “the guarantee of pensions for all”… […]
Crypto Scam Victim Guide: What to Do After You Have Been Scammed Cryptocurrency scams can happen through fake investment platforms,…
Tag Archives: Blog
Advice. Implementation. Management. What service are you getting? – Guest Blog from Ralph Frank
The savings and investment industry is littered with TLAs (three letter acronyms), buzzwords and a reasonable amount of obfuscation, some intentional and some not. This uncertainty often begins at the point the investor, whether individual or institutional, starts to contract … Continue reading
Making social media work for us
One of the things that social media does, is blur the line between work and play. The distinction is one that employers , regulators and brands attempt to manage, often with arcane rules that make them a laughing stock to their … Continue reading
Posted in social media
Tagged Blog, employers, Employment, Facebook, instagram, Linked in, pension playpen, Pension Regulator, pensions, social media, twitter, WordPress
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Should we be trusted with our pension pot?
Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except your defined contribution pension provider may not have adapted its systems yet except you … Continue reading
Posted in pensions
Tagged annuity, Blog, Business, CDC, corporate risk, dc, dc pensions, de-risking, Defined benefit pension plan, Employment, Government, pension, pension freedom, Pension new, pension playpen, pensions, Retirement, Steve Webb
4 Comments
Do fees matter more than asset allocation?
I’m speaking at the Pension and Benefits UK Show on July 1st on whether fees matter more than value. I’m going to be arguing that, for consultants, fees matter more – because we can do something about them. But … Continue reading
Posted in pensions
Tagged Active, Asset allocation, Blog, costs, Fees, fund managers, Passive, PBUK. Pensions and Benefits
2 Comments
Why DB pension promises may need a credit rating.
How do you rate the creditworthiness of your scheme’s funding? Trustees of defined benefit schemes now have to properly assess the employer’s ability (and willingness) to fund the promises made to the members of the scheme. The assessment helps them in negotiations with the … Continue reading
Posted in de-risking, defined ambition, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged Alan Rubenstein, annuity, Blog, Business, DB, defined benefit, Defined benefit pension plan, Employment, Guarantee, Insurance, Pension new, pension promise, pension scheme, pensions, ppf, Retirement, the Telegraph
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Crushed by falling bond yields – great guest blog by Ralph Frank
Mainstream assessments of the state of investment markets tend to focus on the equity market. The level of the FTSE 100, S&P 500, Dow and/or Nikkei is deemed to be an indicator of the health of savers’ investment portfolios and/or … Continue reading
Posted in actuaries, Bankers, CDC, defined aspiration
Tagged Actuarial science, Actuary, annuity, Aviva, Bank of England, Blog, de-risking, Gilt yields, gilts, pensions, Ralph Frank
4 Comments
Top ten blogs on www.henrytapper.com in 2014
Here are the top ten blogs by reads on this site in 2014. George Osborne ate my pension – a blog by Hilary Salt Why employers pay no attention to the pension DC isn’t working says Hymans Robertson- I … Continue reading
Posted in pensions
Tagged Blog, Business, henry tapper, henrytapper, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Retirement
8 Comments
Advertising UCIS on Linked In?
I have received an unsolicited email on Linked in I hope you are well. We have a limited opportunity for your client’s to invest in a UK Eco Park Corporate Bond for a 15 month period with a guaranteed interest payment … Continue reading
Posted in pensions
Tagged Blog, blogger, Business, Financial services, Financial Services Authority, Government, linkedin, pensions, Retirement, SASS, Scam, SIPP
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Why I will accept your Linked In invitation!
I came across this article on Linked In from a guy called Michael O’Donnell. It had the title “why I won’t accept your linked in invitation” which is odd, because the guy clearly will accept most people who reach … Continue reading
Posted in Linkedin, mallowstreet, pension playpen, pensions
Tagged Blog, endorsement, like, Linked in, share, social media, twitter
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Would you vote for the Pension PlayPen?
When you are building a brand, you need recognition and much as we’d love to be on News at 10 every week, our brand Pension PlayPen can only become relevent if it makes lots of noise. So I spend … Continue reading
Dear all, Regarding the potential acquisition of the "Lady Lucy" for £75,000, I have set down some initial thoughts on…