Tag Archives: Government

Making the most of the £20bn small employers spend on DB – Guest blog from Hilary Salt

A simple shift in communications could ensure the £20bn employers spend on DB each year isn’t wasted Over the last decade we’ve seen the long march of defined benefit (DB) pension schemes from the sunny beaches of open schemes run by … Continue reading

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Should I give my job to a computer?

This week the BBC has been running a series of programs on artificial intelligence. The first program asked the question HOW SUSCEPTIBLE ARE JOBS TO COMPUTERISATION? and reference was made to a study published here. I’d give it a read if you have a … Continue reading

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Why Corbynism is radical (and what it means for pensions)

The most tweeted action of Corbyn’s first 24 hours as Labour leader was to choose to go to a constituency engagement rather than go on the Andrew Marr show. For Labour apparatchnick schooled in two decades of Blairite PR and … Continue reading

Posted in consultant, pensions, Pensions Regulator, Politics | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

How Pensions are getting fairer.

I was speaking with a Scottish friend , an academic and one of the few  politicians I know who was brought up without a lot of money in the family. I had to phrase that carefully, for when  I first wrote … Continue reading

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Does drawdown need a charges cap for pension drawdown

This post was written a few months ago but never published. The main thrust is still relevant, the thrust is that we are better off building better and more relevant products than trying to squeeze drawdown into a shirt two … Continue reading

Posted in accountants, advice gap, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , | 1 Comment

The markets are back but the damage is done.

There are those who thrive on the ups and downs of the stock market; high frequency traders take fractional advantage of moves up and down and like wind farms, make most when it’s stormy. You can buy and sell this … Continue reading

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The tricky job of enrolling the self-employed into pensions

The estimate from the Citizen’s Advice Bureau that some 460,000 extra workers are currently missing out on auto-enrolment because employers deem them independently self-employed seems reasonable. When employers conduct a workforce assessment, they generally do so with a cut of … Continue reading

Posted in advice gap, auto-enrolment, Henry Tapper blog, Politics, Treasury, welfare | Tagged , , , , , , , , , , , , , , , | 4 Comments

He’s here, he’s there,he’s every f**k*n where -Carsten Staehr

If you were in Carriage B on the 15.35 Kings Cross to Newcastle yesterday afternoon, our apologies. It was a quiet coach, it wasn’t quiet. Carsten Staehr was in the carriage. Two weeks ago, at the age of 52, Carsten … Continue reading

Posted in Payroll, pension playpen | Tagged , , , , , , , , , , , , , | 6 Comments

MUTINY AT THE BOUNTY!

Yesterday was a shocker!   As many of you know, (from first hand experience), I spend much of the summer driving my boat and guests up and down the Thames. Yesterday was no exception. What made yesterday different, was my … Continue reading

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Is increasing complexity making pension saving harder ? – guest blog by Ralph Frank.

The most conclusive finding of a recent survey by PwC into pensions taxation was not even related to the respondents’ views on the central question of the survey (namely, the most appealing tax scenario for their pension)! Sixty percent of … Continue reading

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