Category Archives: David Pitt-Watson
Target Pension Plans
This is a briefing to employers and politicians from the Friends of CDC. Target Pension Plans are a new type of pension plan for the UK. Also known as Collective DC plans, they work on a pooled basis, where members … Continue reading
Make or break day for the pensions charge cap
“cap or no cap”, don’t expect what Steve Webb says today to be the end of the story! Continue reading
Posted in advice gap, auto-enrolment, customer service, David Pitt-Watson, dc pensions, Payroll, pension playpen, pensions
Tagged Business, Business and Economy, corporate governance, corporate risk, Defined benefit pension plan, DWP, Financial services, Government, National Employment Savings Trust, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Steve Webb
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Time to be clear on what’s a good workplace pension.
We are losing sight of what the charges consultation is about. It is about improving pension outcomes. Continue reading
Posted in advice gap, auto-enrolment, David Pitt-Watson, dc pensions, leadership, Payroll, pensions, Personal Accounts, stock lending
Tagged Business, charges, Consultation, costs, custody, DWP, Employment, Financial services, Government, National Employment Savings Trust, novarca, pension
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DA should be at top of the agenda – and it isn’t.
I have been reading the Government’s Defined Ambition paper again. Many might ask “what’s the point?”. The point is this; DC is broken and needs fixing, DB is broken and needs fixing, DA is the answer, but so far the consultation … Continue reading
King Canute got governance about right!
If we are to become as effective in the management of our pension funds as our German and Dutch cousins, we are going to have learn the lessons of Canute and concentrate our governance though centralised channels focussing on things we can do something about. Continue reading
Posted in advice gap, annuity, auto-enrolment, David Pitt-Watson, dc pensions, defined aspiration, FSA
Tagged canute, corporate governance, corporate risk, dc pensions, de-risking, Defined benefit pension plan, DWP, Employment, Financial services, Financial Services Authority, Government, Human Resources, Pension new
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Heavyweight support for CDC – the Dutchmen strike back!
I sit and watch; – like 1.2m other employers, I just want to see the money I pay into a workplace pension generate the best outcomes it can. Continue reading
Posted in actuaries, advice gap, auto-enrolment, CDC, David Pitt-Watson, NEST, pensions, Retirement, workplace pensions
Tagged Aviva, Bank of England, CDC, David Pitt-Watson, Dutch, Government, John, pension
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Those Dutch Pensions – a Civil Servant writes
I get some feedback on my blogs from people I know who don’t want to or aren’t allowed to go public. Here’s an example from a formidable figure and a personal friend (who I know/hope has the skin or a rhino … Continue reading
Whatever we do, let’s do it together
I have just read a Report by Demos which ends like this The shift in private retirement coverage from traditional pensions to individual retirement plans has made the goal of a comfortable retirement a risky, costly gamble. A fortunate few will … Continue reading
And why these “employer duties”?
Employers do not have fourty year business plans but employees do. We call those plans “careers”. Continue reading
“Stick or twist” for the lifecos.
It is hard for the insurers to twist because they think the dealer’s against them. Continue reading
Posted in annuity, auto-enrolment, customer service, David Pitt-Watson, dc pensions, EU Solvency II, Financial Education, Henry Tapper blog, pension playpen, pensions, Personality, Popcorn Pensions, Retail Distribution Review, Retirement, social media
Tagged Aviva, BlackRock, David Pitt-Watson, House of Fraser, John, Legal & General, National Employment Savings Trust, Standard Life
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