Monthly Archives: May 2014

“Thinking slowly” with Morten Nilsson of NOW Pensions

It was a disappointment on touring the British Library on Thursday to be old that on this tour I would see no books. I had hoped to see the Nowell Codex which is the only surviving copy of the epic … Continue reading

Posted in auto-enrolment, norse sagas, pensions, Retirement | Tagged , , , , , , , , , , , | 1 Comment

Good with food – not so good with money.

Since I wrote this last year, things have gone from bad to worse for the Co-op money men.

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“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?

Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading

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The new Mastertrust Assurance Framework (MAF)

Amidst the deluge of new consultations, the joint consultation on the Mastertrust Governance has been pretty well lost to sight. Published last week it can be found here. It’s the work of a group of accountants (organised by the ICAEW) … Continue reading

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Target Pension Plans

 This is a briefing to employers and politicians from the Friends of CDC. Target Pension Plans are a new type of pension plan for the UK. Also known as Collective DC plans, they work on a pooled basis, where members … Continue reading

Posted in actuaries, advice gap, auto-enrolment, David Pitt-Watson, dc pensions, defined aspiration, Personality | Tagged , , , , , , , , , , , , | 6 Comments

It’s all kicking off….

  At first the Arab Spring amazed me as random. Now I can  make sense of what happened and see how it all tied in . I’m sure the means by which people talked and events were reported added to the sense of … Continue reading

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Why I wanted to be Pensions Personality of the Year 2014.

Updated with a few words on the result

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How I want my hard-saved earnings – thoughts on a walk!

  Not many people fantasize about the letter they will get from their workplace pension provider when they get to the point they can start spending their hard- saved earnings. As I made my way around Studland Bay, Old Harry … Continue reading

Posted in advice gap, annuity, Bankers, Blogging, CDC, dc pensions, defined aspiration, FCA, Financial Conduct Authority, NEST, pension playpen, pensions | Tagged , , , , , , , , , , , , | 4 Comments

Can we deliver the Guidance Guarantee?

We are all worried about the Guidance Guarantee, the content of what will be delivered and the quality of the delivery. We worry for a variety of reasons but mostly we worry that people will not get what they expected … Continue reading

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Is the game up for active fund management?

The Department for Communities and Local Government announced yesterday that £85bn of actively managed assets could be transferred to passive management and that the fund of fund structures could be collapsed into a collective investment vehicles. This is very significant … Continue reading

Posted in advice gap, Liability Driven Investment, pension playpen, pensions, Personal Accounts | Tagged , , , , , , , , , , , , | 2 Comments