Monthly Archives: October 2011

Ah- Vested Self Interest – that’s alright then!

We have a brace of fine headlines this week – Citywire report that Standard Life believe that ISAs should be part of the auto-enrolment mechanism and some SRI peddlar is reported on twitter extolling the need for auto-enrolment to include some seriously socially responsible investment. No … Continue reading

Posted in corporate governance, customer service, dc pensions, de-risking, Liberal Democrats, NEST, pensions, Retirement, Treasury, twitter | Tagged , , , , , , , | 1 Comment

Small businesses wanting to avoid small pensions

In September we sent out 80,000 e-mails to companies in the UK with between 5 and 100 staff, the sort of companies that will be obliged to auto-enrol their staff  between 2014 and 2015 and are today obliged to offer their staff a … Continue reading

Posted in annuity, corporate governance, dc pensions, EU Solvency II, Facebook, NEST, Retirement, social media, Treasury | Tagged , , , , , , , , , , , | 16 Comments

Mrs Higham’s letter

There are three things troubling me this morning  – four if you include the outcome of Wales v France in the Rugby World Cup. For the purposes of the next 1,000 words I’ll concentrate on them in reverse order of … Continue reading

Posted in annuity, dc pensions, de-risking, pensions, Retirement | Tagged , , , , , , , | 6 Comments

Where it’s all going wrong for English rugby

If you want fun, stick with your local club, enjoy mini and youth rugby and stay away from the RFU – it is toxic. Continue reading

Posted in Twickenham, World Cup | Tagged , , , , , , , , , , , , | 2 Comments

24 cheers for The Pension Play Pen Lunch

There’s a fine tradition in this country of people getting together in coffee houses and taverns and sorting out how and with whom business should be transacted. This was how the insurance market was founded in London and it still is how … Continue reading

Posted in annuity, corporate governance, Facebook, mallowstreet, NEST, pension playpen, pensions, social media | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

NEST LIVE “Their hands in our pockets”

With this phrase Tim Jones, NEST’s CEO and presiding genius thanked his six principal suppliers for funding the drinks reception that concluded proceedings at NEST’s big bash. Freudian slip, deliberate tease or simply a slip of the tongue it initiated … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, Martin Lewis, NEST, OECD, pension playpen, twitter | Tagged , , , , , , , , , , , , , , , , , , , , , | 7 Comments

Chip off the old block?

My son Oliver has a blog and to my surprise has asked me to advertise it here … so here it is    http://www.tapsport-o.blogspot.com It is a strange place. He doesn’t appear to have any interest in collective DC or annuities … Continue reading

Posted in Twickenham | Tagged , , , , , , , , , , , | 1 Comment

Insurers find comfort in Boardroom Benefits

Earlier in the week I mentioned I was highly sceptical about corporate wrap platforms. They have become the holy grail for a magic circle of insurance companies whose business models are increasingly focusing on pandering to the boardrooms of fellow corporate … Continue reading

Posted in corporate governance, dc pensions, de-risking, EU Solvency II, Martin Lewis, pensions | Tagged , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Le Pension Crisis est Arrivé

Image via Wikipedia PWC report today that the value of DC pension pots has fallen by 30% in the last three years. This Telegraph article gives the grim details. This is not a paper loss which can be reversed if markets recover, … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Fiduciary Management, NEST, OECD, pension playpen, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | 7 Comments

Green shield stamps ( how to buy a pension)

Lawrence Churchill of NEST and John Hutton (of the report) spoke eloquently yesterday of the need for people to focus on a desired retirement outcome (for instance;-“I want an income of £15,000 pa”) work out what it takes to get it … Continue reading

Posted in customer service, de-risking, NEST, Retirement, social media | Tagged , , , , , , , , , , , , , , , , , , | 7 Comments