Category Archives: Management
You want a workplace pension for your staff? – delighted to help!
Mrs HR Dee Smallco Ltd. Sunny Uplands GB Dear Mrs Dee, Thanks for your enquiry. I can see you are sold on the idea of offering a workplace pension for your staff. You know you have to anyway, but I … Continue reading
Why bother to save? – Invest instead!
What this policy is about is getting people to invest in real assets for the best interests in society Continue reading
Collective pensions – what the industry thinks
Many thanks to the wondrous J Cumbo, the FT, mallowstreet (and uncle Tom Cobley) Continue reading
What award ceremonies are all about
The vast majority of the people who turn up for these events, do so because they’re frightened not to Continue reading
No win no fee – one way to clean up asset management
I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading
When pensions de-mutualise
When you take the mutuality out of pensions , you take good pensions out of mutuals. Continue reading
Reading through the palm of my hand
To suppose that we will be purchasing financial services in 2014 as we did five years ago or even today could be a mistake. Walk down your high street and the only discretionary businesses are social clubs (coffes shops hairdressers and nail bars) – oh … Continue reading
DC Trustees – asleep at the wheel?
I was spending insomniac hours reading posts about savings on http://www.moneysavingexpert.com when I came upon a thread about the ABI 14 agreeing to disclose transactional costs from next summer. There wasn’t much on the comments board – one post stood out. … Continue reading
“Purity” in passive investment management
Investing is hard. There are no shortcuts. Markets are generally efficient and when they aren’t there are plenty of people digging up the value ahead of you. My anti – view is that “winning” investment strategies have negative capability. Negative capability is … Continue reading