Tag Archives: Treasury

It’s the legacy, stupid!

If we really care about retirement outcomes, we have to think about this stuff and the £20bn of unclaimed (orphaned) pensions that are hanging around in the back cupboards of life companies and occupational pension schemes alike. Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, Liability Driven Investment, Martin Lewis, pensions, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 6 Comments

The ACA have spoken – the DWP ought to listen

Let’s hope that instead of issuing yet more consultation documents on the policing of the auto enrolment regulations, the Government will , through its key Departments, DWP and the Treasury, start getting us excited about the prospect of this new order. Otherwise this new pension paradigm will degenerate, as its Stakeholder predecessor degenerated, into a fearful, unloved, unadopted and unenforced mess.

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Posted in annuity, corporate governance, customer service, dc pensions, de-risking, pensions, Personal Accounts | Tagged , , , , , , , , , , , , , , , , , , , | 15 Comments

IFEs not IFAs

If you’ve followed my posts over the past few days, you’ll l know I’ve referred to a debate between advisers, insurers, pension managers and trustees which started out discussing the ethics of incentivizing  enhanced transfer values and has moved toi discussing how and when advice … Continue reading

Posted in annuity, corporate governance, dc pensions, de-risking, EU Solvency II, Liability Driven Investment, pensions, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , | 18 Comments

Who is Christopher Robin?

The act of reading these stories and poems is to step into Christopher Robin’s shoes and embrace a vlue system that has driven the governing class of Britian for two hundred years. You should try it sometime- it really is scary!
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Posted in corporate governance, Nick Clegg, Retirement, Treasury | Tagged , , , , , , , , , , , , , | 1 Comment

Two and a half cheers for UK pensions

The other man’s grass is always greener or so it would seem if you work in the UK pension industry. Over the years we have got used to a succession of overseas dignitaries visiting our shores, speaking at our conferences and … Continue reading

Posted in mallowstreet, NEST, pension playpen, pensions, redington, Retail Distribution Review, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Advice where advice is needed

I’ve been reading Aegon’s latest report into Incentives for Saving and the consumer research that backs it up. It makes pretty dismal reading.

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Posted in dc pensions, pensions, Retail Distribution Review, Treasury | Tagged , , , , , , , , , , , , , , , , | 7 Comments

Happiness and harm

Time will tell whether the Coalition Government has created a credible and sustainable system which allows us to measure and understand “government finances and the structure of the State”.

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Posted in dc pensions, NEST, pensions, Retirement, Treasury | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Fake tax for the rich, real cuts for the rest

The Treasury stand accused of faking a £4bn pa tax on 100,000 of the super-rich. George Osborne stands accused of using this fake tax to justify draconian cuts on the wider population.

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Posted in pensions | Tagged , , , , , , , , | 1 Comment

Hapless man tries to buy a pension

A man walks into a shop, goes to the counter and asks the shopkeeper for a pension

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Treasury- stop messing with pensions

If they behave like that with the rich, they can play like that with the poor and with “me” and I’m neither rich nor poor. It’s a matter of credibility – of integrity and of trust Continue reading

Posted in pensions | Tagged , , , , , , , , , | 15 Comments