Tag Archives: Michael Johnson

“TEEN-AGE kicks” – incentivising sensible spending in retirement

“A teenage dream’s so hard to beat.. Just say those words and I’m thinking  1978, radio under the pillow – John Peel show – 11pm. But I could relive the TEEN- AGE kicks in a few years time, if that … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , | 7 Comments

Michael Johnson and the Super ISA

This is the latest from tax and pensions supremo – Michael Johnson. Love it or hate it – the pensions ISA or Super ISA as Michael calls it- looks set to dominate our thinking over the next few months   … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | Leave a comment

Beyond tax relief – a new savings incentive

In 2002, Ros Altmann wrote a blog, suggesting we move from incentivising pensions savings through tax relief , to a system which targeted those who needed help most- those with low incomes who found it hardest to save decent amounts. … Continue reading

Posted in pensions | Tagged , , , , , , , , | 2 Comments

A new pension deal

A NEW PENSIONS DEAL – NOT A NEW KIND OF ISA There is only one thing that distinguishes a pension plan from an ISA plan and that is liquidity. By “liquidity”, I mean the ease with which the plan holder can … Continue reading

Posted in pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , | Leave a comment

We had it coming!

I haven’t read the reaction of the pension hierarchy to the Treasury’s consultation on the future of pension tax relief – I don’t have to. Steve Bee’s tweet “I don’t want to spend the rest of my time on this … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , | 2 Comments

When the dust settles…

For the second time in two years, George Osborne has produced a budget that will radically change the way we thing about retirement saving. If 2014 was the year we re-thought the way we spent our retirement spending, 2015 asks … Continue reading

Posted in auto-enrolment, Payroll, Pension Freedoms, pension playpen, Public sector pensions | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Tee Time?

A couple of weeks ago, I spoke with Michael Johnson about what he thought the budget’s proposals for pensions would be. He reminded me of this paper he had sent me in April and suggested that the Budget would be … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , | 3 Comments

Boom Bust Boom

I went to the Imax this week (great cinema) to see Boom Bust Boom. I was a guest of Cardano, the Dutch fiduciary manager and I had a good time. One thing I’ve learned about the meeja, is that if … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Taxpayer subsidy for public service pensions to double over 6 years

This is an article from Michael Johnson. I agree with the numbers but I’m not so sure about the sentiment that lies behind it. As a nation we can afford anything if we chose to prioritise the spending and we … Continue reading

Posted in Financial Education, First Actuarial, pensions, Public sector pensions, Royal Mail, smelly | Tagged , , , , , , , | 8 Comments

“Pensions aren’t dead yet!” January pension play pen lunch

At an unusually passionate lunch, notable for the absence of the principal villain, Michael Johnson, the Play Pen set about putting pensions to rights. For those not in the loop, the Telegraph posted an article espousing the views of the aforementioned Johnson which … Continue reading

Posted in actuaries, Bankers, pension playpen, pensions, Popcorn Pensions, Public sector pensions, Retirement | Tagged , , , , , , , | 7 Comments