Tag Archives: Life annuity
NEST- the irrefutable case for “Scheme Pensions”. A blog written 15 years ago
That we have spent no time discussing the deaccumulation of NEST funds is a scandal. It is time for this subject to be put on the public agenda – if it is not, then NEST should be branded a half-baked project.
Continue reading
Posted in pensions
Tagged Financial services, Insurance, Life annuity, National Employment Savings Trust, Open Market Option, pension, Retirement, Scheme
2 Comments
“TEEN-AGE kicks” – incentivising sensible spending in retirement
“A teenage dream’s so hard to beat.. Just say those words and I’m thinking 1978, radio under the pillow – John Peel show – 11pm. But I could relive the TEEN- AGE kicks in a few years time, if that … Continue reading
Posted in pensions
Tagged auto enrolment, Business, Defined benefit pension plan, DWP, Employment, Financial services, Government, Insurance, Investment, Investment management, Life annuity, Michael Johnson, pension, Pension new, Retirement, Steve Webb, Teen-age, Teenage Kicks, Undertones
7 Comments
The FCA gets serious on pension outcomes
The FCA has published its 2015 business plan http://fca.org.uk/static/channel-page/business-plan/business-plan-2015-16.html Part of the plan is to award itself a £35m increase in budget, meaning it expects to spend £482m of our money – making sure our money is well managed. Whether this … Continue reading
Posted in pensions
Tagged annuity, auto enrolment, Business, CDC, DWP, FCA, Insurance, Investing, Investment, Life annuity, NAO, Pensin outcomes, pension playpen, product, progress, soicial change, Steve Webb
Leave a comment
Disclosing costs – we are almost there!
The Financial Services Consumer Panel have issued a damning condemnation on the £5tr British Funds Industry for failing to tell people what they are paying for and how much they are paying when they invest their money in British Funds. … Continue reading
Making a buyer’s market for pensions
Organisations such as Which have always charged a subscription for their research. Those prepared to pay a regular monthly amount built libraries of reports which help us purchase everything from groceries to credit cards. Which put its readers in control- … Continue reading
Posted in advice gap, alvin hall, Martin Lewis, pensions
Tagged Business, Buyers, corporate risk, dc pensions, Financial services, Government, Life annuity, Martin Lewis, MSE, National Employment Savings Trust, Pension Regulator, pensions, Politics, Public Sector Pensions, Retirement, social media, Steve Webb, Which, workplace Pensions
1 Comment
Pension PlayPen needs your digits.
Digital marketing is something we’re having to learn as we go along. We’ve got to find 1,000,000 employers who don’t have a workplace pension and convince them of the importance of paying some attention to what their staff invest … Continue reading
Posted in Facebook, Linkedin, pension playpen, pensions, Personality, twitter
Tagged Business, dc pensions, Defined benefit pension plan, DWP, Employment, Financial Services Authority, Government, Investment management, Life annuity, linkedin, pension, Pension new, pension playpen, pensions, Politics, public sector, social media, Society
Leave a comment
Why Steve Webb took a punt on CDC
To answer the question we need to understand the Government’s primary agenda; – to “win votes”. A secondary agenda is to “create a legacy by which it will be judged favourably”. If you are charitable, you might include a third … Continue reading
“Ring out the old – ring in the new”- who will be our investment fiduciaries in retirement?
Yesterday I went to the Schroders DC Challenge conference which was all about “delivering value and certainty” to retirement savers. I left enlightened by some interesting debates and one or two talks. I’ll share with you three observations that I … Continue reading
Posted in advice gap, Change, Financial Education, Henry Tapper blog, pensions
Tagged annuity, Business, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Financial Services Authority, Government, Insurance, Investing, Investment, Investment management, Liability Driven Investment, Life annuity, National Employment Savings Trust, pension, Pension new
Leave a comment
Fundless fund platforms?
Over the past fifteen years, new technology has brought us the fund platform, open architecture and unlimited choice. It has not brought us good fund governance and that’s what’s round the corner. But we are about to find that the … Continue reading
Standard Life comes up trumps
Four years ago I sat in a crowded room in the DWP’s offices, to hear insurer after insurer refuse to commit to providing a service to small and medium sized companies, let alone the micro employers of which there are … Continue reading
Posted in advice gap, dc pensions, pension playpen, pensions, Retirement, workplace pensions
Tagged annuity, auto-enrolement, Business, Business and Economy, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, Human Resources, Life annuity, Payroll, pension, pension playpen, Pension Poverty, Pension Regulator, pensions, Retirement, Steve Webb
Leave a comment