Tag Archives: Guidance
How competitive is our private pension system?
We are three months away from the launch of the new pension freedoms and not much is happening. There ain’t nothing shaking but the leaves on the trees! NEST has issued a lengthy consultation on what it should … Continue reading
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Tagged advice, art of pensions, bank accounts, Business, CDC, competition, corporate governance, corporate risk, dc pensions, Defined benefit pension plan, DWP, Employment, FCA, Fidelity, Freedoms, Government, Guidance, Insurance, Insurers, L&G, Laura Perks- Art, National Employment Savings Trust, NEST, pendragon, Pension Freedoms, Pension new, pensions, Retirement, simon freeman, Standard Life, Steve Webb, TPAS, Treasury, trees, Zurich
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Get your BR19 as your first step to being “Pension Wise”
Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading
Posted in pensions
Tagged Actuarial science, annuity, auto enrolment, BR19, Business and Economy, CDC, DWP, Financial services, Freedoms, Guidance, Guidance Guarantee, National Employment Savings Trust, pension, Pension Freedomd, Pension new, pension playpen, Pension Poverty, Pension Regulator, Pension Wise, pensions, Retirement, Steve Webb, Treasury
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How far can guidance go?
Guidance Technology? I am interested by Guidance Technology, it is at the core of http://www.pensionplaypen.com. As we use it, Guidance Technology narrows down options available to people to a shortlist that is clearly differentiated. For an employer to choose the … Continue reading
A tax on a tax
Yesterday I wrote about the various Government interventions that employers in the UK have had to cope with. My point was that the employer is increasingly being used as the unpaid agent of the welfare state. Auto-enrolment is one case … Continue reading
How Government can ensure capacity for good pensions advice and provision
There are concerns over whether the UK has enough spare power capacity over the coming years. So to ensure the lights stay on the government is offering electricity producers a “capacity payment”, which is a payment simply for having power … Continue reading
Pensions Guidance – Information, Consequences and Support (from the Ferret)
This is a really excellent note from the Ferret This note, and the linked notes below, highlight the need in pensions’ guidance for thorough examination and modelling of individual circumstances and the value of the presentation of options in an easily … Continue reading
How do I buy financial advice?
At two recent events – (the Corporate Adviser Summit and the Investment Network), Advisors have told me that they choose clients not by “minimum fee” but by “minimum funds”. This sets my alarm bell ringing! If you want to see … Continue reading
Posted in pensions
Tagged advice, Business, Financial services, Guidance, MAS, National Employment Savings Trust, pension, Pension new, pension playpen, pensions, Retirement, TPR
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Après-midi with the Bermondsey Bee – some thoughts on advice
I spent some leisure time yesterday afternoon with Steve Bee in and around the Bermondsey St Debtor’s Prison in which Jargon Free has its offices. I am 10 years younger than Steve and for many years have seen him as … Continue reading
Posted in Blogging, brand, pension playpen, pensions
Tagged advice, Citizens Advice, Collective Pensions, Guidance, jargon free, pensions, steve bee
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Is the Chancellor the IFA’s “New Best Friend?”
Another week, another change to the UK retirement savings environment – or at least, that’s how it feels! The latest changes to the tax regime tabled this week under the title ‘Pension Flexibility 2015’ were first published in … Continue reading
Posted in advice gap
Tagged Business, Defined benefit pension plan, DWP, Employment, Financial services, Government, Guidance, IFA, pension playpen, Pension Regulator, pensions, Retirement
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Citizen’s Advice- the place to get pension guidance
George Osborne has announced the Citizen Advice Bureau as the delivery mechanism for face to face guidance over the new pension reforms. The Treasury announcement is here. This doesn’t come as a surprise – CAB had been after the work and … Continue reading