Tag Archives: Funds
Cass calls on fund managers to be paid on results.
Dr Nick Motson of Cass Business School has issued another broadside at the funds industry who have been dilatory at best in responding to consumer pressure to better align its fees to the value it brings to consumers. … Continue reading
Posted in accountants, advice gap, David Pitt-Watson, dc pensions, pension playpen, pensions
Tagged advice, Business, charges, costs, dc pensions, de-risking, Employment, Fees, fund management, Funds, IMA, Insurance, Justin, Pension new, pensions, Retirement, Transaction costs
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Why the IMA are so wrong about fund research.
There had been signs that the Investment Management Association (IMA) was at last coming to terms with the needs of consumers and those who advise them to reveal the cost of owning their funds. In May , Daniel Godfrey- its … Continue reading
Posted in annuity, pensions
Tagged Banks, Business, Dealing, Employment, Financial services, Funds, Government, IMA, pension, Research, Retirement, Spreads, Steve Webb, Transactions
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Business relies on transparency – it’s time platform managers come clean
General principles Buying low and selling higher is the basis of all commerce. Intelligent purchasers seek to cut out intermediaries to buy direct. Smart intermediaries use their financial muscle to bulk-purchase, getting a better price than a single purchaser can … Continue reading
Posted in Change, FSA, pensions, smelly
Tagged charge, DWP, fee, fund charges, Fund platforms, Funds, Government, pension, Pension new, pensions, Retirement
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Fundless fund platforms?
Over the past fifteen years, new technology has brought us the fund platform, open architecture and unlimited choice. It has not brought us good fund governance and that’s what’s round the corner. But we are about to find that the … Continue reading
“We don’t know what we’re doing”!
To the average fan it is not the fans or player or clubs that bring the game into disrepute it is the referee – hence the chants the politest of which is “you don’t know what you’re doing”. But it’s never that simple. What … Continue reading
Posted in actuaries, advice gap, auto-enrolment
Tagged Funds, Government, Gregg McClymont, Morningstar, Office of Fair Trading, OFT, pension, Steve Webb
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Why target date funds have been slow to catch on
with all the headwinds in the favour of TDFs and against Lifestyle it’s hard to see why insurers aren’t switching to TDFs Continue reading
Posted in actuaries, advice gap, annuity, auto-enrolment, governance, investment
Tagged BlackRock, Funds, Investing, Lifestyle, Mutual fund, SHPS, Target date fund, United States
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The true and fair way to “cost” your investments
This machine will increase competition, drive out inefficiencies and increase respect for managers (with an eye to costs ) Continue reading
Those Dutch pension cuts in full!
Final figures from the Dutch central bank DNB show a total of 66 Dutch pension funds have been forced to curtail pensions due to funding shortfalls. Continue reading
Posted in actuaries, Bankers, pensions
Tagged Amsterdam, David Pitt-Watson, Dutch, Financial services, Funds, Investing, pension, Pension fund
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An encouraging tale of choice
I feel more enthusiastic about the investment section of the about to be launched http://www.pensionplaypen.com than any other. Continue reading
Posted in dc pensions, investment, ISA, pensions
Tagged AllianceBernstein, Funds, Mutual fund, National Employment Savings Trust, pension, Playpen, Skandia, Standard Life
3 Comments
Helping companies take decisions on pensions
One of the first thing you are taught at sales school is to “sell not tell”. Selling people an idea is about planting and nurturing an idea, not marching customers to the check-out desk. When it comes to taking a … Continue reading
Posted in pensions, Popcorn Pensions, Retirement
Tagged Business, Employment, Funds, Investing, Mutual Funds, National Employment Savings Trust, pension, Question
4 Comments