Category Archives: FSA
Cometh the hour;- the Regulator gets its man
I’m really pleased that they have chosen as their new Executive Director for DC – Andrew Warwick-Thompson Continue reading
No win no fee – one way to clean up asset management
I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading
Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter
Tagged Asset management, Business, Financial Services Authority, Funds, Investing, Investment management, Securities lending, Switzerland
1 Comment
Is this what your savings are paying for?
We have another Twickenham home international coming up, look out for your favourite analyst , he’ll be in one of the glass-fronted boxes . Continue reading
Posted in Bankers, FSA, Twickenham
Tagged Asset, Chief executive officer, Extel, Financial Services Authority, Financial Times, FSA, Investment management, Thomson Reuters
4 Comments
ABI finally comes clean on pension charges
Here, not before time, is the ABI’s capitulation in the face of pressure from Government, opposition, the NAPF and all right-thinking people in pensions. Special thanks go to Gregg and his team on the Labour pensions bench! The agreement is … Continue reading
RDR and AE – what future for commissions and advisor-charging?
Every week we get a few more enquiries from concerned employers who are being told by their pension advisers about the changes coming next month from the Retail Distribution Review. There is variation on the theme but the overall message is clear. Pensions “advice” is … Continue reading
Posted in actuaries, auto-enrolment, club pension, dc pensions, de-risking, FSA, Payroll, pensions, Retirement
Tagged AMC, Company, DWP, Employment, Financial Services Authority, Human Resources, pension, Risk, The Pensions Regulator, Total Expense Ratio
6 Comments
Why we need to say “NO” to pension guarantees!
On Monday the Institute and Faculty of Actuaries delivered a paper stating that it would be able to deliver a system of lock-in guarantees at a price of less than 1% pa of the fund that could be used by … Continue reading
Posted in actuaries, annuity, auto-enrolment, Bankers, club pension, corporate governance, customer service, David Pitt-Watson, dc pensions, defined aspiration, EU Solvency II, FSA, happiness, Liability Driven Investment, NEST, pension playpen, pensions, Personal Accounts, Retirement
Tagged Capital market, Financial Times, Government, Jarvis Cocker, National Employment Savings Trust, pension, Pensions in the United Kingdom, Steve Webb
15 Comments
Investing in the sunny uplands!
A common theme in my blogs is the frustration that people get stuck in the wrong kind of investments wrong in terms of charges, wrong in terms of management and wrong in terms of the suitability of the fund to a … Continue reading
“The Employer’s Duty”
We talk blithely of the employer’s duties as if these obligations were pre-ordained. Economic Liberals may ask how we got to a world in which the Pension Regulator can issue a document entitled “Employer Duties and defining the workforce – an … Continue reading
Posted in actuaries, Bankers, dc pensions, Financial Education, FSA, Henry Tapper blog, leadership, Management, pension playpen, pensions, poetry, Popcorn Pensions
Tagged Business and Economy, DWP, Employment, Financial services, Government, National Employment Savings Trust, pension, William Blake
6 Comments
Does your pension scheme need advice?
WARNING- THIS BLOG CONTAINS A SHAMELESS PLUG FOR OUR SERVICES! (transparent as always!) I’m travelling up to Nottingham this morning to talk to Employers and Trustees who are asking themselves “Does our pension scheme need advisers”. Meeting similar groups recently, the answers I’m … Continue reading
Posted in actuaries, annuity, auto-enrolment, Change, customer service, dc pensions, de-risking, defined aspiration, Financial Education, FSA, happiness, leadership, Linkedin, mallowstreet, Popcorn Pensions, Retirement, social media, Treasury
Tagged Business, Company, Employment, Fee (remuneration), Insurance, National Employment Savings Trust, Nottingham, pension
7 Comments