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Category Archives: corporate governance
DC Trustees – asleep at the wheel?
I was spending insomniac hours reading posts about savings on http://www.moneysavingexpert.com when I came upon a thread about the ABI 14 agreeing to disclose transactional costs from next summer. There wasn’t much on the comments board – one post stood out. … Continue reading
Posted in actuaries, corporate governance, David Pitt-Watson, dc pensions, First Actuarial, Management, NEST, pension playpen, pensions, Personal Accounts
Tagged Active management, Financial Services Authority, FSA, National Employment Savings Trust, NEST, pension, Pension fund, Terry Smith
4 Comments
NEST Insight; what the 11m+ “unpensioned” think.
NEST has produced a chunky report that “takes the temperature of automatic enrolment”. This promises to be the first of a series and as the first has five years of accumulated insights to lay before us. I thoroughly recommend it … Continue reading
Posted in auto-enrolment, corporate governance, customer service, David Pitt-Watson, First Actuarial, leadership, Liberal Democrats, napf, NEST, Payroll, pensions, Personal Accounts, Retirement
Tagged Cassandra, Employment, Financial services, Government, National Employment Savings Trust, pension, Steve Webb, Tim Jones
8 Comments
“Comply or explain” – will “bottom up” regulation work for pensions?
“Comply or Explain” is a phrase that crept into the “corporate governance” lexicon after the 1992 Cadbury report. The idea’s that rather than demand compliance with Government standards, regulators give companies the option to comply or explain why they haven’t. … Continue reading
Posted in auto-enrolment, club pension, corporate governance, customer service, Fiduciary Management, Financial Education, napf, NEST, pension playpen, pensions, Retirement
Tagged Comply or explain, Employment, Government, Martin Lewis, National Employment Savings Trust, pension, Pension Regulator, Regulator
11 Comments
Who invited banks into schools?
What do the FT, Vivi Friedgut and Martin Lewis have in common? Answer; a common wish to keep banks out of schools! Why have I posted that stupid photo to this blog? Answer; because it demonstrates comparable imbecility of allowing banks … Continue reading
“Exclusive” social media is foolish
If ever there was an organisation that has well and truly got social media, it is the Actuarial Post Continue reading
Do investment consultants need qualifications?
failure cannot be attributed to poor investment consultancy, more to an absence of investment consultancy where it matters Continue reading
Posted in actuaries, auto-enrolment, Bankers, corporate governance, dc pensions, de-risking, Financial Education, Liability Driven Investment, mallowstreet, pensions
Tagged CFA, Chartered Financial Analyst, Financial services, IMC, Independent Financial Adviser, Investment, Investment management, Professional certification
2 Comments
Why the DC “game is up” for the active fund managers
Like landed salmon , they flap around on the bank, hoping they may get thrown back in the water. Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, de-risking, infrastucture, Management, pensions, Personal Accounts
Tagged AllianceBernstein, Business, Conversion of Paul the Apostle, Defined contribution plan, Erisa, Funds, Hargreaves Lansdown, Investing, Investment, Investment management, Private equity fund, United States
10 Comments
We should be proud to have an opt-out!
An old friend of mine tweets me beginning “I’m a libertarian but…!” The but is an objection to the feckless being able to opt out of their pension plan. Of course she is a fascist though you cannot tell her that any … Continue reading
Posted in Australia, auto-enrolment, corporate governance, dc pensions, doctors, happiness, iphone, pension playpen, pensions
Tagged Chile, China, Fascism, Opt-out, pension, Politics, Russia, Smartphone
6 Comments
Opt-outs triggered by smartphones say Legal and General!
Speaking at a private conference for First Actuarial staff, Adrian Boulding said that Legal and General‘s clients were enthusiastic about their staging experience and he went on to suggest that members were much more ready to get information and transact digitally than his firm … Continue reading
Posted in actuaries, auto-enrolment, corporate governance, dc pensions, de-risking, Facebook, First Actuarial, Management, NEST, Payroll, pension playpen, pensions, twitter
Tagged Actuarial science, Adrian Boulding, Asda, IPhone, Legal & General, Marks & Spencer, National Employment Savings Trust, pension, Sainsburys, Scheme, Steve Webb
6 Comments
Without them we wouldn’t be free to read this
This blog’s written on Remembrance Day. Yesterday I blogged on “Diversification and speculation are different“. One of 696 articles published since I set this site up. I think it’s on an important subject (default DC options) but its subject matter is … Continue reading