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Category Archives: corporate governance
Can social media play a part in pension scheme governance?
Are the systems used to offer participating employers a say in the running of mastertrusts or contract based workplace pensions fit for today’s purpose? Continue reading
And why these “employer duties”?
Employers do not have fourty year business plans but employees do. We call those plans “careers”. Continue reading
“What’s expensive for a pension these days?”
Most UK pension people may still agree with you and see 0.9% as cheap but not me. It might have been cheap in 2000 and it certainly isn’t today! Continue reading
Posted in auto-enrolment, brand, corporate governance, customer service, David Pitt-Watson, dc pensions, fish, one pound fish, pensions, Personality, Retirement
Tagged AMC, Australia, David Pitt-Watson, Dutch, John, John Denham, Legal & General, pension
24 Comments
Better-buying makes auto-enrolment work
The promise of “Wealth at work” has disguised the paucity of the pension outcomes when work finishes. Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, First Actuarial, Henry Tapper blog, pensions, steve webb, target date funds
Tagged Insurance, National Employment Savings Trust, pension, Pension Regulator, Self-invested personal pension, SHPS, Small and medium enterprises, UK State Pension
15 Comments
In the customer’s shoes; Dan Norman on our fund fiduciaries.
those charged with fiduciary responsibilities, including the managers themselves must, as Dan puts it “put themselves in their customers shoes” and start treating them fairly, Continue reading
Posted in actuaries, auto-enrolment, corporate governance, David Pitt-Watson, dc pensions, de-risking, Financial Education, First Actuarial, pension playpen, pensions
Tagged Asset management, Dan Norman, Funds, Gregg McClymont, Individual Savings Account, Investment management, Mutual fund fees and expenses
4 Comments
DC4Good; ABdc and the Pension Trust get it.
DC just took a little step forward… Here’s AllianceBernstein‘s press release (with the flim-flam deleted and my comments in blue) AllianceBernstein has launched a range of ethical target date funds for the UK DC market. Good news, we all know that … Continue reading
What to do about commission
Debbie O’ Donovan who blogs as DOD has written a definitive comment on commission and the shameful shenanigans of Q4 2012 which saw advisory firms filling their boots at the expense of the members of workplace pension schemes. Many years ago … Continue reading
Posted in auto-enrolment, corporate governance, dc pensions, pensions, Retirement
9 Comments
No win no fee – one way to clean up asset management
I met yesterday with a Swiss firm whose business is to reduce the investment costs for large investors (typically with €500m +). The model is simple, no retainer – they receive 50% of the savings from their work. They are a … Continue reading
Posted in Bankers, Change, corporate governance, David Pitt-Watson, dc pensions, de-risking, Fred Goodwin, FSA, Management, napf, pension playpen, pensions, RBS, redington, Retirement, twitter
Tagged Asset management, Business, Financial Services Authority, Funds, Investing, Investment management, Securities lending, Switzerland
1 Comment
Pension agnostic?
An “agnostic” is someone who knows he cannot know and so gives up trying to find out. You hear the phrase “pension agnostic” bandied around at the moment, mainly from the providers of ancillary services that help companies auto-enrol. If you key … Continue reading
Posted in actuaries, Consolation, corporate governance, dc pensions, defined aspiration, Fiduciary Management, Financial Education, First Actuarial, hargreaves lansdowne, pension playpen, pensions, Retirement
Tagged Business, Employment, Financial adviser, Financial services, Human Resources, National Employment Savings Trust, pension, Saving
7 Comments
On a snowy night in Oldham
Thoughts turn to the intrepid bunch of farmers, yokelling up to Oldham this evening to cheer on Yeovil‘s Glovers at Boundary Park. Oldham in the 5th round of the cup but without a manager and heading for the relegation zone … Continue reading
Posted in champions league, corporate governance, Yeovil Town
Tagged Boundary Park, FA Cup, Gary Johnson, Lloyds Bank, Oldham, premier league, Shaftesbury, Yeovil
2 Comments